Waterfall vs iSpend

WATERFALL — SEE WHERE YOUR MONEY GOES Budgeting shouldn't feel like homework. Waterfall shows your finances the way water flows — income pours in from the top, expenses branch out below. One look and you instantly know where every dollar went. No charts to decode. No spreadsheets to maintain. Just a beautiful, flowing picture of your money. ● WHY PEOPLE LOVE WATERFALL "Finally, a budget app I actually understand." — That's what we hear most. Other apps give you pie charts and bar graphs. Waterfall gives you something better: clarity. → Income flows in from the TOP as a single stream → Expenses branch DOWNWARD like a waterfall → Thick branches = heavy spending → Thin branches = light spending → The pool at the bottom = your remaining savings It's budgeting you can feel, not just read. ● RIDICULOUSLY FAST Adding an expense takes 2 seconds: 1. Tap + 2. Enter amount 3. Pick category That's it. No forms, no mandatory notes, no friction. We designed every pixel so your thumb does the work. ● FEATURES YOU'LL ACTUALLY USE ◆ Waterfall Visualization Animated money flow with smooth transitions. Tap any branch to drill into transaction details. Watch your savings pool grow (or shrink) in real time. ◆ Recurring Bills & Income Rent, subscriptions, salary — set them once to repeat daily, weekly, monthly, or yearly. Waterfall adds them automatically so nothing slips through. ◆ Smart Calendar See your spending by day. Darker dots = bigger spending days. Tap any date to see exactly what you bought. ◆ Searchable History Find that one transaction from three weeks ago in seconds. No endless scrolling. ◆ Custom Categories Food, Transport, Bills, Shopping, Entertainment, Health — all built in. Add your own with custom icons and colors. ◆ Monthly Comparison Swipe between months. See if you're spending more or less than last month. No complex reports needed. ◆ Daily Reminder An optional gentle evening nudge to log your day. Habits beat willpower. ◆ Speaks Your Language 50 languages and 100+ currencies. Waterfall works the way you do, wherever you are. ● YOUR PRIVACY IS SACRED All data lives on YOUR device. No account required. No bank login. No cloud. We literally cannot see your financial data — by design. ● FREE FIRST, PREMIUM OPTIONAL Almost everything in Waterfall is free. Premium supports development and unlocks: • No ads — ever • Unlimited custom categories • Export to PDF & Excel Flexible monthly or annual plans — go annual and save 45%. ● BUILT FOR REAL PEOPLE Waterfall isn't for accountants or finance nerds. It's for: • You, if you've tried budgeting and quit • You, if pie charts make your eyes glaze over • You, if you just want to know "where did my money go?" • You, if you need something that takes seconds, not minutes Download Waterfall and finally see where your money goes — beautifully. SUBSCRIPTIONS This app offers auto-renewable subscriptions. - Payment will be charged to your Apple ID account at confirmation of purchase. - Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. - Your account will be charged for renewal within 24 hours prior to the end of the current period. - You can manage or cancel your subscription in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

iSpend - Your Personal Finance Companion Take control of your finances with iSpend, a powerful and intuitive expense tracking app designed to help you manage your money effortlessly. KEY FEATURES • Quick & Easy Recording Record income and expenses in seconds with our streamlined interface. Add transactions with just a few taps, complete with categories, notes, and photos. • Multi-Currency Support Manage accounts in different currencies seamlessly. Automatic exchange rate conversion helps you track your finances accurately across currencies. • Budget Management Set monthly budgets for different categories and track your spending progress. Get alerts when you're approaching your limits to stay on track. • Account Management Organize your finances across multiple accounts - cash, debit cards, credit cards, and more. View balances and transaction history for each account. • Smart Analytics Visualize your spending patterns with charts and statistics. Understand where your money goes with detailed category breakdowns and monthly summaries. • Data Security Protect your financial data with Face ID/Touch ID authentication. Keep your information private with amount masking and secure local storage. • iCloud Sync Sync your data across all your Apple devices automatically. Your financial records are always up to date, wherever you are. • Widget Support View your monthly overview, budget progress, and expense rankings right from your home screen. Stay informed without opening the app. • Data Export Export your transactions as CSV or JSON for backup and analysis. Create comprehensive reports to share with family or for tax purposes. • Recurring Transactions Set up recurring income and expenses to save time. Never forget to record regular payments or income. • Customizable Categories Create and organize your own expense categories with custom icons and colors. Make the app truly yours. • Flexible Date Ranges View transactions by day, week, month, or custom date ranges. Filter and sort to find exactly what you're looking for. • Beautiful Design Enjoy a clean, modern interface that makes managing your finances a pleasure. Dark mode support included. PRIVACY & SECURITY Your financial data is stored securely on your device and synced via iCloud. We never access your personal information. All data encryption and security measures are handled by Apple's secure infrastructure. PERFECT FOR • Personal finance management • Family budget tracking • Expense analysis and reporting • Multi-currency account management • Financial goal setting Start your journey to better financial health today with iSpend. Download now and take the first step towards smarter money management.