Comparison

Spendy vs SaveKeep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendy

Features
Read full description

Track expenses at lightning speed! Use Quick Controls, scan receipts, and automate recordings with Apple Pay: your budget is always up-to-date, with zero hassle. Spendy is the budgeting app you won't abandon after a week. Record expenses manually, from Control Center, or with Quick Controls; scan receipts with OCR and let AI learn from your habits. Zero hassle, maximum control. WHY SPENDY - Custom categories (Pro) → Create categories with a name, icon, and color; Choose the order and use them for transactions, budgets, and recurring payments. - Quick Controls → Add an expense or open the scanner from Control Center, the Lock Screen, or the Action Button. - Apple Pay Automation → Set up Shortcuts to record payments without manually entering them. - Scan the receipt → Take a photo of the receipt: the app reads the amount and date in seconds. - Learning AI (Pro) → Suggests categories as you type and remembers your habits. - Quick Add from the icon → Press and hold the Spendy icon to add an expense from the Home screen. - Budget by category → Set monthly limits and check how much you can still spend. - Savings goals → Vacation, car, emergency: create a goal and Spendy tracks your progress. - Recurring payments → Reminders before each due date so you don't forget subscriptions and payments. - Smart widgets → Budgets, latest expenses, and statistics always visible on your screen. Home SPENDY ADVISOR: YOUR FINANCIAL AI Analyze spending patterns: "We're on day 10, and you've already used 60% of your budget." Identify hidden trends: "You're spending too much on weekends." Smart forecasts: "At this rate, you'll end the month with a €150+ premium." Proactive notifications: Unusual spending detected in real time. Everything locally on your iPhone. Privacy guaranteed. APPLE PAY AUTOMATION (Zero Effort) Set up Shortcuts to record Apple Pay or card payments (including contactless payments with supported cards and banks) in the background. Associate a merchant with a category, even a custom one: AI Pro will suggest it for subsequent transactions. Result: your budget is always up-to-date without you lifting a finger. QUICK FUNCTIONS Access from Control Center, Lock Screen, and Action Button; search and filters to find transactions; PDF/CSV export and iCloud backup with custom categories and sorting included. **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: • Monthly: €2.99/month • Annual: €17.99/year (save 58%) ONE-TIME PURCHASE: • Lifetime: €44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.

About

SaveKeep

Features
Read full description

Bring order to your deadlines with SaveKeep. Tired of forgetting to renew a subscription or losing a receipt right when you need the warranty? SaveKeep is the ultimate app for organizing your financial and administrative life, designed with one top priority: your privacy. Unlike other apps, SaveKeep is 100% Offline. It requires no registration, has no cloud servers, and your sensitive data never leaves your device. WHAT YOU CAN DO FOR FREE: SaveKeep is free forever for standard personal use. It includes: • Deadline Management: Up to 5 active subscriptions/receipts and 2 active bills/mortgages. • Smart OCR Scanner: Snap a photo and AI fills in the details for you. • Organization: Separate sections for Subscriptions, Bills, Mortgages, and Vehicles. • Expense Analysis: Clear charts and a monthly calendar. • Archive and History: Keep your important documents safe. • Notifications: Expiration alerts for Subscriptions and Receipts. • Widget: 1 Home Screen Widget to keep the essentials at a glance. UPGRADE TO SAVEKEEP PRO For those who want total control without limits. The PRO subscription unlocks: • Unlimited: Add infinite subscriptions, receipts, bills, mortgages, and warranties. • Complete Widget Suite: Unlock all 6 Home Screen Widgets (Summary, Timeline, Trends, Insights, etc.). • Advanced Notifications: Enable alerts for Taxes, Bills, and Mortgage installments as well. • CSV Data Export: Export detailed reports for your accountant (General, Taxes/Bills, and Mortgage Amortization Schedule). • Customization: Exclusive themes and custom app icons. • Smart Insights: Intelligent analysis and personalized advice on your spending habits. • Unlimited Archive: No limits on your data history. Subscription pricing and terms: SaveKeep offers several options to suit your needs: • Monthly: €1.99 / month • Annual: €19.99 / year (save two months) • Lifetime Access: €49.99 (one-time payment, forever) Payment will be charged to the credit card linked to your iTunes Account at confirmation of the initial purchase. Subscriptions (Monthly and Annual) automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal by going to your Account Settings after purchase. Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spendy4 screens
SaveKeep4 screens

Verdict

The call

The clearest difference is in-app purchases: SaveKeep at none against Spendy's 3. SaveKeep also leads on iOS requirement (16.0 vs 18). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Spendy sells 3 in-app purchases, starting at $3.99 per month. SaveKeep asks for nothing beyond the download.

UpkeepUpdate frequency

Spendy ships an update every 10 days, SaveKeep weekly. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Spendy versus SaveKeep: the parameters behind the verdict, then further details
ParameterSpendySaveKeep
PriceFreeFree
Update frequencyEvery 10 daysWeekly — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad — better
Requires iOS1816.0 — better
Further details — not scored
Size62 MB138 MB
Age rating4+4+
DeveloperFrancesco AlgieriEdoardo Tommasi

In-app purchases

3 purchases

Spendy

Subscriptions2
  • Spendy Pro - Monthly$3.991 Month
  • Spendy Pro - Yearly$22.991 Year
One-time1
  • Spendy Pro - Lifetime$69.99
None

SaveKeep

No in-app purchases

Questions

Is Spendy free?
Spendy is free to download, with in-app purchases available.
Is SaveKeep free?
SaveKeep is free to download, with no in-app purchases.
Do Spendy or SaveKeep have ads?
Neither Spendy nor SaveKeep shows ads.
Which is updated more often, Spendy or SaveKeep?
Spendy ships an update every 10 days, and SaveKeep weekly. Most recently, Spendy was updated on October 25, 2026 and SaveKeep on October 14, 2026.

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