Spendy vs CoolMeow

Track expenses at lightning speed! Use Quick Controls, scan receipts, and automate recordings with Apple Pay: your budget is always up-to-date, with zero hassle. Spendy is the budgeting app you won't abandon after a week. Record expenses manually, from Control Center, or with Quick Controls; scan receipts with OCR and let AI learn from your habits. Zero hassle, maximum control. WHY SPENDY - Custom categories (Pro) → Create categories with a name, icon, and color; Choose the order and use them for transactions, budgets, and recurring payments. - Quick Controls → Add an expense or open the scanner from Control Center, the Lock Screen, or the Action Button. - Apple Pay Automation → Set up Shortcuts to record payments without manually entering them. - Scan the receipt → Take a photo of the receipt: the app reads the amount and date in seconds. - Learning AI (Pro) → Suggests categories as you type and remembers your habits. - Quick Add from the icon → Press and hold the Spendy icon to add an expense from the Home screen. - Budget by category → Set monthly limits and check how much you can still spend. - Savings goals → Vacation, car, emergency: create a goal and Spendy tracks your progress. - Recurring payments → Reminders before each due date so you don't forget subscriptions and payments. - Smart widgets → Budgets, latest expenses, and statistics always visible on your screen. Home SPENDY ADVISOR: YOUR FINANCIAL AI Analyze spending patterns: "We're on day 10, and you've already used 60% of your budget." Identify hidden trends: "You're spending too much on weekends." Smart forecasts: "At this rate, you'll end the month with a €150+ premium." Proactive notifications: Unusual spending detected in real time. Everything locally on your iPhone. Privacy guaranteed. APPLE PAY AUTOMATION (Zero Effort) Set up Shortcuts to record Apple Pay or card payments (including contactless payments with supported cards and banks) in the background. Associate a merchant with a category, even a custom one: AI Pro will suggest it for subsequent transactions. Result: your budget is always up-to-date without you lifting a finger. QUICK FUNCTIONS Access from Control Center, Lock Screen, and Action Button; search and filters to find transactions; PDF/CSV export and iCloud backup with custom categories and sorting included. **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: • Monthly: €2.99/month • Annual: €17.99/year (save 58%) ONE-TIME PURCHASE: • Lifetime: €44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.

Split expenses with your partner, roommates or friends. Keep photos and notes in one shared ledger. Split costs, see who owes whom Record who paid and who shared each expense. When it's time to settle up, see each person's balance and who needs to pay whom. A ledger for each part of your life Keep a trip in one ledger and household costs in another. Invite the people involved to record expenses and income together. Shared ledgers support member permissions, approval workflows and syncing across devices. Friends can join your shared ledger and record expenses with an App Clip, without downloading the full app. Browse your shared records Expenses, photos and written notes sit together like a conversation. Add a short note after recording a purchase, or search the ledger to find a dinner or receipt you want to revisit. Scan a receipt, then check it Receipt recognition prepares expense drafts for you to review. Check the amount, merchant and other details, make any changes, then save. Nothing goes into the ledger until you confirm it. See where the money went View spending by category, member and date. Record expenses in multiple currencies when your trip takes you abroad. Works with AI assistants Connect Grok, Gemini or other AI assistants through MCP to query your cloud ledgers and add expenses, within the permissions you grant. You confirm changes before they're saved. Membership Free includes local bookkeeping and joining shared ledgers by invitation. The ledger owner needs an active Basic subscription to enable sharing; invited members do not need their own subscription to contribute or view records within their permissions. Multi-device sync and receipt recognition require Basic, and receipt recognition has usage limits. See the app and the App Store purchase screen for limits, prices and subscription terms. Expense splitting is for calculation and recordkeeping; CoolMeow does not process payments. Please check statistics, exchange rates and receipt recognition results before relying on them. Privacy Policy: https://coolmeow.aside0.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/