Spendy vs Zeni

Track expenses at lightning speed! Use Quick Controls, scan receipts, and automate recordings with Apple Pay: your budget is always up-to-date, with zero hassle. Spendy is the budgeting app you won't abandon after a week. Record expenses manually, from Control Center, or with Quick Controls; scan receipts with OCR and let AI learn from your habits. Zero hassle, maximum control. WHY SPENDY - Custom categories (Pro) → Create categories with a name, icon, and color; Choose the order and use them for transactions, budgets, and recurring payments. - Quick Controls → Add an expense or open the scanner from Control Center, the Lock Screen, or the Action Button. - Apple Pay Automation → Set up Shortcuts to record payments without manually entering them. - Scan the receipt → Take a photo of the receipt: the app reads the amount and date in seconds. - Learning AI (Pro) → Suggests categories as you type and remembers your habits. - Quick Add from the icon → Press and hold the Spendy icon to add an expense from the Home screen. - Budget by category → Set monthly limits and check how much you can still spend. - Savings goals → Vacation, car, emergency: create a goal and Spendy tracks your progress. - Recurring payments → Reminders before each due date so you don't forget subscriptions and payments. - Smart widgets → Budgets, latest expenses, and statistics always visible on your screen. Home SPENDY ADVISOR: YOUR FINANCIAL AI Analyze spending patterns: "We're on day 10, and you've already used 60% of your budget." Identify hidden trends: "You're spending too much on weekends." Smart forecasts: "At this rate, you'll end the month with a €150+ premium." Proactive notifications: Unusual spending detected in real time. Everything locally on your iPhone. Privacy guaranteed. APPLE PAY AUTOMATION (Zero Effort) Set up Shortcuts to record Apple Pay or card payments (including contactless payments with supported cards and banks) in the background. Associate a merchant with a category, even a custom one: AI Pro will suggest it for subsequent transactions. Result: your budget is always up-to-date without you lifting a finger. QUICK FUNCTIONS Access from Control Center, Lock Screen, and Action Button; search and filters to find transactions; PDF/CSV export and iCloud backup with custom categories and sorting included. **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: • Monthly: €2.99/month • Annual: €17.99/year (save 58%) ONE-TIME PURCHASE: • Lifetime: €44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.

Rivoluziona la gestione del denaro. Zeni non è l'ennesimo tracker di spese. È il sistema che ti insegna a gestire i soldi con lungimiranza: dove ogni euro ha un lavoro e tu decidi con serenità, invece di correre ai ripari ogni mese. È pensata per chi oggi va a intuito, o si destreggia tra fogli di calcolo e app sparse, e vuole finalmente un metodo chiaro — senza diventare il contabile di sé stesso. UN SISTEMA, NON SOLO NUMERI Zeni ti allena a gestire i tuoi soldi come un coach fa con l'allenamento: ti dà un metodo, lo rende semplice e ti fa vedere i progressi. Niente gergo finanziario, solo un linguaggio chiaro. LE TRE MOSSE • Budget per categoria — datti limiti realistici e sai sempre quanto puoi spendere senza compromettere il resto. • Uscite prevedibili — abbonamenti, bollette, assicurazioni, rate: Zeni ne spalma il costo sull'anno, così niente mesi di affanno. • Obiettivi di risparmio — metti da parte per ciò che conta, a partire dal fondo di emergenza. RISPETTO PER I TUOI DATI • Niente pubblicità, niente tracker, niente profilazione dentro l'app. • Non vendiamo e non cediamo i tuoi dati a terzi. • I tuoi dati restano in Unione Europea, protetti in transito (HTTPS/TLS) e cifrati sul tuo dispositivo (SQLCipher). • Accesso con un codice via email, senza password da ricordare. • Esporti i tuoi dati in CSV ed elimini account e dati quando vuoi. PENSATA PER TUTTI Accessibilità reale: compatibile con screen reader, buon contrasto, testo ingrandibile. Gestire i propri soldi è un diritto, non un privilegio. COSA TROVI DENTRO • Portafoglio — liquidità, obiettivi e uscite prevedibili in un colpo d'occhio. • Budget — quanto puoi spendere davvero questo mese. • Ritmo — come stai andando, con calma e senza ansia. • Fondo di emergenza come base solida del tuo sistema. • Account con sincronizzazione: ritrovi i tuoi dati su tutti i tuoi dispositivi. Zeni è fatta perché, quando chiudi l'app, ti senta al sicuro e in controllo. Scarica Zeni e dai un lavoro a ogni euro. EN Revolutionise how you manage money. Zeni isn't another expense tracker. It's the system that teaches you to manage money with foresight: where every euro has a job and you decide calmly, instead of scrambling at the end of every month. It's built for people who get by on instinct today, or juggle spreadsheets and scattered apps, and finally want a clear method — without becoming their own accountant. A SYSTEM, NOT JUST NUMBERS Zeni trains you to manage your money the way a coach trains you to work out: it gives you a method, makes it simple, and shows you your progress. No financial jargon, just plain language. THE THREE MOVES • Budget by category — set realistic limits and always know how much you can spend without hurting the rest. • Predictable expenses — subscriptions, bills, insurance, instalments: Zeni spreads their cost across the year, so no more tight months. • Savings goals — put money aside for what matters, starting with your emergency fund. RESPECT FOR YOUR DATA • No ads, no trackers, no profiling inside the app. • We never sell or hand your data to third parties. • Your data stays in the European Union, protected in transit (HTTPS/TLS) and encrypted on your device (SQLCipher). • Sign in with an email code — no passwords to remember. • Export your data as CSV and delete your account and data whenever you want. BUILT FOR EVERYONE Real accessibility: screen-reader friendly, strong contrast, scalable text. Managing your money is a right, not a privilege. WHAT'S INSIDE • Wallet — liquidity, goals and predictable expenses at a glance. • Budget — how much you can really spend this month. • Rhythm — how you're doing, calmly and without anxiety. • An emergency fund as the solid base of your system. • An account with sync: find your data on all your devices. Zeni is made so that when you close the app, you feel safe and in control. Download Zeni and give every euro a job.