Spendy vs ForeSpend
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Spendy
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Track expenses at lightning speed! Use Quick Controls, scan receipts, and automate recordings with Apple Pay: your budget is always up-to-date, with zero hassle. Spendy is the budgeting app you won't abandon after a week. Record expenses manually, from Control Center, or with Quick Controls; scan receipts with OCR and let AI learn from your habits. Zero hassle, maximum control. WHY SPENDY - Custom categories (Pro) โ Create categories with a name, icon, and color; Choose the order and use them for transactions, budgets, and recurring payments. - Quick Controls โ Add an expense or open the scanner from Control Center, the Lock Screen, or the Action Button. - Apple Pay Automation โ Set up Shortcuts to record payments without manually entering them. - Scan the receipt โ Take a photo of the receipt: the app reads the amount and date in seconds. - Learning AI (Pro) โ Suggests categories as you type and remembers your habits. - Quick Add from the icon โ Press and hold the Spendy icon to add an expense from the Home screen. - Budget by category โ Set monthly limits and check how much you can still spend. - Savings goals โ Vacation, car, emergency: create a goal and Spendy tracks your progress. - Recurring payments โ Reminders before each due date so you don't forget subscriptions and payments. - Smart widgets โ Budgets, latest expenses, and statistics always visible on your screen. Home SPENDY ADVISOR: YOUR FINANCIAL AI Analyze spending patterns: "We're on day 10, and you've already used 60% of your budget." Identify hidden trends: "You're spending too much on weekends." Smart forecasts: "At this rate, you'll end the month with a โฌ150+ premium." Proactive notifications: Unusual spending detected in real time. Everything locally on your iPhone. Privacy guaranteed. APPLE PAY AUTOMATION (Zero Effort) Set up Shortcuts to record Apple Pay or card payments (including contactless payments with supported cards and banks) in the background. Associate a merchant with a category, even a custom one: AI Pro will suggest it for subsequent transactions. Result: your budget is always up-to-date without you lifting a finger. QUICK FUNCTIONS Access from Control Center, Lock Screen, and Action Button; search and filters to find transactions; PDF/CSV export and iCloud backup with custom categories and sorting included. **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: โข Monthly: โฌ2.99/month โข Annual: โฌ17.99/year (save 58%) ONE-TIME PURCHASE: โข Lifetime: โฌ44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.
ForeSpend
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ForeSpend doesn't just tell you what you spent. It tells you what you're about to spend โ months ahead. Most expense apps look at the past. ForeSpend looks forward: with smart forecasts, you already know today how much your subscriptions, installments and recurring expenses will cost you in the months to come. No more end-of-month surprises โ you always know what's coming. SEE YOUR SPENDING FUTURE Find out how much you'll spend not just this month, but up to 6 months ahead. ForeSpend projects your recurring expenses over time, so you can plan with confidence and always know how much you'll have left. SEE WHERE YOUR MONEY GOES Visualize the categories you spend the most on with clear, instant charts. Understand at a glance where your money goes and spot the expenses that weigh on your budget. CATEGORIES MADE FOR YOU Don't settle for preset categories: create your own custom categories and organize your spending exactly how you like. ForeSpend adapts to the way you manage money, not the other way around. ALWAYS AT A GLANCE - Home Screen widgets: keep an eye on your spending without even opening the app - Dynamic Island: the info you need, always in view Instant control, right from your iPhone. EVERYTHING IN ONE PLACE - Daily expenses: log them in seconds - Subscriptions: keep them all under control and see how much they really cost - Installments & financing: track due dates and amounts - Detailed monthly summaries by category SIMPLE AND FAST Adding an expense takes seconds. A clean, intuitive interface, available in English and Italian. YOUR PRIVACY FIRST Your data belongs to you. ForeSpend is built with full respect for your privacy and GDPR compliance. Start today knowing not just how much you spend, but how much you'll spend. Download ForeSpend. Privacy Policy: https://www.quantospendo.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is device support: ForeSpend at 3 against Spendy's 1. Spendy's advantage is iOS requirement (18 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Spendy sells 3 in-app purchases, starting at $2.99 per month and ForeSpend sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Spendy ships an update every 9 days, ForeSpend weekly. The most recent releases landed on October 9, 2026 and October 1, 2026 respectively.
| Parameter | Spendy | ForeSpend |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days | Weekly โ better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad, Apple Watch โ better |
| Requires iOS | 18 โ better | 26.0 |
| Further details โ not scored | ||
| Size | 61 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Francesco Algieri | Antonio Durante |
In-app purchases
Spendy
- Spendy Pro - Monthly$2.991 Month
- Spendy Pro - Yearly$14.991 Year
- Spendy Pro - Lifetime$39.99
ForeSpend
- Pro Monthly7 Days trial$1.991 Month
- Pro Yearly7 Days trial$12.991 Year









