Spendy vs Expensely

Track expenses at lightning speed! Use Quick Controls, scan receipts, and automate recordings with Apple Pay: your budget is always up-to-date, with zero hassle. Spendy is the budgeting app you won't abandon after a week. Record expenses manually, from Control Center, or with Quick Controls; scan receipts with OCR and let AI learn from your habits. Zero hassle, maximum control. WHY SPENDY - Custom categories (Pro) → Create categories with a name, icon, and color; Choose the order and use them for transactions, budgets, and recurring payments. - Quick Controls → Add an expense or open the scanner from Control Center, the Lock Screen, or the Action Button. - Apple Pay Automation → Set up Shortcuts to record payments without manually entering them. - Scan the receipt → Take a photo of the receipt: the app reads the amount and date in seconds. - Learning AI (Pro) → Suggests categories as you type and remembers your habits. - Quick Add from the icon → Press and hold the Spendy icon to add an expense from the Home screen. - Budget by category → Set monthly limits and check how much you can still spend. - Savings goals → Vacation, car, emergency: create a goal and Spendy tracks your progress. - Recurring payments → Reminders before each due date so you don't forget subscriptions and payments. - Smart widgets → Budgets, latest expenses, and statistics always visible on your screen. Home SPENDY ADVISOR: YOUR FINANCIAL AI Analyze spending patterns: "We're on day 10, and you've already used 60% of your budget." Identify hidden trends: "You're spending too much on weekends." Smart forecasts: "At this rate, you'll end the month with a €150+ premium." Proactive notifications: Unusual spending detected in real time. Everything locally on your iPhone. Privacy guaranteed. APPLE PAY AUTOMATION (Zero Effort) Set up Shortcuts to record Apple Pay or card payments (including contactless payments with supported cards and banks) in the background. Associate a merchant with a category, even a custom one: AI Pro will suggest it for subsequent transactions. Result: your budget is always up-to-date without you lifting a finger. QUICK FUNCTIONS Access from Control Center, Lock Screen, and Action Button; search and filters to find transactions; PDF/CSV export and iCloud backup with custom categories and sorting included. **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: • Monthly: €2.99/month • Annual: €17.99/year (save 58%) ONE-TIME PURCHASE: • Lifetime: €44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.

Simplify your personal finance and group spending with Expensely—the offline-first expense tracker, budget planner, and smart bill splitter. Designed for high-performance, Expensely allows you to manage daily expenses, track group bills with roommates or travel companions, manage recurring subscriptions, and scan receipts using OCR technology, all without requiring an internet connection or creating an account. Your privacy is our priority: Expensely operates 100% offline, keeping your private financial data secure on your own device. WHAT YOU'LL LOVE ABOUT EXPENSELY: •⁠ ⁠COMPLETE PRIVACY & SECURITY No accounts, no cloud sync, and no data tracking. Your financial records are stored securely on your iOS device via local storage. •⁠ ⁠SMART PERSONAL BUDGETING Set monthly budgets, track category expenses, and analyze spending patterns with interactive, beautiful charts. Swipe gestures make it easy to edit or remove transactions. Set custom monthly limits for specific spending categories (Food, Shopping, Transport, Bills, Entertainment, Health, and Other). •⁠ ⁠FRICTIONLESS BILL SPLITTING Split costs with roommates, split dinner bills with friends, or manage travel group expenses. Keep track of IOUs and settle balances easily using phone numbers or UPI details. Split equally, by exact unequal amounts, by percentage, or using custom weighted shares. •⁠ ⁠RECURRING EXPENSES & SUBSCRIPTIONS Track recurring personal bills or shared group subscriptions (Netflix, rent, utilities) across daily, weekly, monthly, or yearly cycles. •⁠ ⁠CAMERA SCANNER WITH OCR Turn receipts into digital records instantly. Take a photo of any bill to auto-extract the total amount and split items between personal budgets or shared groups. •⁠ ⁠MULTI-CURRENCY & LOCALIZATION Manage finances in your preferred currency: INR (₹), USD ($), EUR (€), GBP (£), or JPY (¥). Fully localized in English, Spanish (Español), and German (Deutsch). •⁠ ⁠HOME SCREEN WIDGETS Check your net balance directly from your home screen with iOS widget support. •⁠ ⁠EXPORT EXCEL & PDF STATEMENTS Need your data for taxes or detailed planning? Export your transactions to Excel sheets and PDF files in a single tap. •⁠ ⁠LOCAL DATA BACKUP Export all your groups, expenses, and settings to a local JSON file. Import them later to restore everything when switching devices. •⁠ ⁠NATIVE iOS SHORTCUTS Long-press the home screen app icon to quickly access the receipt scanner, add a personal expense, or check split group statuses. Perfect for roommates, travelers, couples, and budget-conscious individuals who value privacy and speed. Take control of your money and simplify bill splitting. Download Expensely today!