Comparison

Spendy vs Tally

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spendy

Features
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Track expenses at lightning speed! Use Quick Controls, scan receipts, and automate recordings with Apple Pay: your budget is always up-to-date, with zero hassle. Spendy is the budgeting app you won't abandon after a week. Record expenses manually, from Control Center, or with Quick Controls; scan receipts with OCR and let AI learn from your habits. Zero hassle, maximum control. WHY SPENDY - Custom categories (Pro) โ†’ Create categories with a name, icon, and color; Choose the order and use them for transactions, budgets, and recurring payments. - Quick Controls โ†’ Add an expense or open the scanner from Control Center, the Lock Screen, or the Action Button. - Apple Pay Automation โ†’ Set up Shortcuts to record payments without manually entering them. - Scan the receipt โ†’ Take a photo of the receipt: the app reads the amount and date in seconds. - Learning AI (Pro) โ†’ Suggests categories as you type and remembers your habits. - Quick Add from the icon โ†’ Press and hold the Spendy icon to add an expense from the Home screen. - Budget by category โ†’ Set monthly limits and check how much you can still spend. - Savings goals โ†’ Vacation, car, emergency: create a goal and Spendy tracks your progress. - Recurring payments โ†’ Reminders before each due date so you don't forget subscriptions and payments. - Smart widgets โ†’ Budgets, latest expenses, and statistics always visible on your screen. Home SPENDY ADVISOR: YOUR FINANCIAL AI Analyze spending patterns: "We're on day 10, and you've already used 60% of your budget." Identify hidden trends: "You're spending too much on weekends." Smart forecasts: "At this rate, you'll end the month with a โ‚ฌ150+ premium." Proactive notifications: Unusual spending detected in real time. Everything locally on your iPhone. Privacy guaranteed. APPLE PAY AUTOMATION (Zero Effort) Set up Shortcuts to record Apple Pay or card payments (including contactless payments with supported cards and banks) in the background. Associate a merchant with a category, even a custom one: AI Pro will suggest it for subsequent transactions. Result: your budget is always up-to-date without you lifting a finger. QUICK FUNCTIONS Access from Control Center, Lock Screen, and Action Button; search and filters to find transactions; PDF/CSV export and iCloud backup with custom categories and sorting included. **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: โ€ข Monthly: โ‚ฌ2.99/month โ€ข Annual: โ‚ฌ17.99/year (save 58%) ONE-TIME PURCHASE: โ€ข Lifetime: โ‚ฌ44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.

About

Tally

Read full description

Tally helps you track subscriptions, bills, and recurring payments in one simple place. Whether it's streaming services, app subscriptions, utilities, or memberships, Tally makes it easy to stay on top of what you're paying for and when payments are due. With Tally, you can: โ€ข Track subscriptions and recurring bills โ€ข View upcoming payment dates โ€ข Organize services by category โ€ข Monitor recurring expenses in a clean, simple interface โ€ข Stay aware of your spending habits over time Tally is designed to help you feel more in control of your recurring expenses without the clutter of traditional budgeting apps. Download Tally and keep your subscriptions organized.

Screenshots

Spendy4 screens
Tally4 screens

Verdict

The call

Spendy and Tally are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spendy sells 3 in-app purchases, starting at $2.99 per month and Tally sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Spendy versus Tally: the parameters behind the verdict, then further details
ParameterSpendyTally
PriceFreeFree
Update frequencyEvery 9 daysโ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS1817.0 โ€” better
Further details โ€” not scored
Size61 MB3 MB
Age rating4+4+
DeveloperFrancesco Algieriๆ–‡้พ™ ๅด

In-app purchases

3 purchases

Spendy

Subscriptions2
  • Spendy Pro - Monthly$2.991 Month
  • Spendy Pro - Yearly$14.991 Year
One-time1
  • Spendy Pro - Lifetime$39.99
1 purchases

Tally

One-time1
  • Tally Lifetime$4.99

Questions

Is Spendy free?
Spendy is free to download, with in-app purchases available.
Is Tally free?
Tally is free to download, with in-app purchases available.
Do Spendy or Tally have ads?
Neither Spendy nor Tally shows ads.

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