Spendy vs SpeseDiCasa

Track expenses at lightning speed! Use Quick Controls, scan receipts, and automate recordings with Apple Pay: your budget is always up-to-date, with zero hassle. Spendy is the budgeting app you won't abandon after a week. Record expenses manually, from Control Center, or with Quick Controls; scan receipts with OCR and let AI learn from your habits. Zero hassle, maximum control. WHY SPENDY - Custom categories (Pro) → Create categories with a name, icon, and color; Choose the order and use them for transactions, budgets, and recurring payments. - Quick Controls → Add an expense or open the scanner from Control Center, the Lock Screen, or the Action Button. - Apple Pay Automation → Set up Shortcuts to record payments without manually entering them. - Scan the receipt → Take a photo of the receipt: the app reads the amount and date in seconds. - Learning AI (Pro) → Suggests categories as you type and remembers your habits. - Quick Add from the icon → Press and hold the Spendy icon to add an expense from the Home screen. - Budget by category → Set monthly limits and check how much you can still spend. - Savings goals → Vacation, car, emergency: create a goal and Spendy tracks your progress. - Recurring payments → Reminders before each due date so you don't forget subscriptions and payments. - Smart widgets → Budgets, latest expenses, and statistics always visible on your screen. Home SPENDY ADVISOR: YOUR FINANCIAL AI Analyze spending patterns: "We're on day 10, and you've already used 60% of your budget." Identify hidden trends: "You're spending too much on weekends." Smart forecasts: "At this rate, you'll end the month with a €150+ premium." Proactive notifications: Unusual spending detected in real time. Everything locally on your iPhone. Privacy guaranteed. APPLE PAY AUTOMATION (Zero Effort) Set up Shortcuts to record Apple Pay or card payments (including contactless payments with supported cards and banks) in the background. Associate a merchant with a category, even a custom one: AI Pro will suggest it for subsequent transactions. Result: your budget is always up-to-date without you lifting a finger. QUICK FUNCTIONS Access from Control Center, Lock Screen, and Action Button; search and filters to find transactions; PDF/CSV export and iCloud backup with custom categories and sorting included. **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: • Monthly: €2.99/month • Annual: €17.99/year (save 58%) ONE-TIME PURCHASE: • Lifetime: €44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.

SpeseDiCasa keeps the books for two people who share their expenses. It isn't another app that works out who owes what to whom. It starts from how couples living together actually work: you both pay into a shared account, and the bills come out of it. The question isn't "how much do you owe me", it's "does the account hold up?" and "are we both putting in our share?". The Summary tab answers both at a glance. TWO IPHONES, EVEN WITH DIFFERENT APPLE ACCOUNTS You send an invitation, the other person taps the link, and from then on you share the same records. An expense entered by one shows up for the other. No account to create, no password: it runs on iCloud. WHAT IT DOES • Expenses and contributions grouped by month, with older months folded away • Summary with the shared account balance, spending by category and the monthly trend • Balance as of today, and balance including entries you've already recorded ahead • Contribution comparison, with the split you decide — not necessarily half and half • Recurring expenses that record themselves: rent, subscriptions, instalments • Editable categories, each with its own symbol and colour • Your choice of currency, in Italian and English • CSV export for Numbers and Excel, in both European and international formats • Full backup of your records, to keep wherever you like and restore when needed YOUR DATA STAYS YOURS There is no server, no account, no advertising, no data collection. Everything you write stays on your iPhone and in your iCloud. Whoever wrote the app sees nothing, and has no way of seeing anything. WHO IT'S FOR For two people living together who want to know where the money stands without keeping count in their heads, and without opening a spreadsheet every evening. It works on your own too: the contribution comparison can be switched off in settings, leaving a straightforward record of household spending. Requires iCloud to sync between two phones. Without it, the app still works on a single device.