Budget Planner and Tracker + vs Flow

Our app is an easy-to-use budgeting and expense tracking tool designed to help you manage your finances, monitor spending, and stay organized with your daily budget. Quickly add income and expenses, organize transactions into categories, and track your financial activity with simple and intuitive management tools. Set spending limits, monitor recurring payments, and stay informed about upcoming expenses with helpful reminders and summaries. Visual charts and reports make it easier to understand your spending habits, track financial goals, and review your progress over time. Built-in search and filtering tools help you quickly find transactions, while import and export features provide convenient access to your financial data. Key Features: - Fast income and expense tracking - Budget categories and spending limits - Financial charts and spending insights - Payment reminders and recurring expense tracking - Transaction search and filtering tools - Import and export functionality - Goal tracking and financial organization - Clean and intuitive user interface Free Features Include: - Basic budgeting and expense tracking - Limited transaction entries - Weekly financial summaries - Essential budget management tools Premium Features Unlock: - Unlimited transactions - Full access to all budgeting categories - Detailed monthly and yearly reports - Advanced financial insights and analytics - Extended goal tracking features Whether you’re managing personal finances, tracking subscriptions, or organizing your monthly budget, the app provides simple and convenient tools to help you stay in control of your money. This application offers auto-renewable subscriptions and in-app purchases: Weekly — $4.99 Monthly — $12.99 Yearly — $39.99 Lifetime — $59.99 Terms of Use Link: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://docs.google.com/document/d/1HYRAC5S3ZJxuzH6c86rIjXTCYbeXKM3783QKDritg9s/edit?usp=sharing

Flow is a personal finance app that respects your privacy. Your money data stays on your device. No accounts, no ads, no analytics, no tracking SDKs. WHY FLOW Most finance apps are a privacy black box — they read your transactions, sell your spending patterns, and lock features behind subscriptions. Flow doesn't. Everything works offline. The app costs nothing. WHAT'S INSIDE - Smart Add: type "12 coffee" and Flow predicts the category from a 4-layer model — note keyword, your merchant memory, the time of day, and a fallback. Median add is 3 taps. - Recurring bills: track rent, subscriptions, salary. The Plan tab shows what's coming, what's paid, and what's left in your monthly Disposable. - Budgets per category: a soft warning at 80%, a stop sign at 100%. Rollover supported. - Net worth chart: 24 months of history, four time windows, drill into any account. - Insights: month-over-month deltas per category, income vs. spending by month, spike alerts when a category is 2σ above your rolling mean. - Multi-currency: hold accounts in different currencies, see totals converted to your display currency. FX rates refresh daily from a public provider — opt-in. - 50 locales. Right-to-left layouts for Arabic, Hebrew, Persian, Urdu. - Demo profile bundled — explore the full app with two years of realistic sample data before adding a single real transaction. PRIVACY Your data is stored only on your device (SQLite + MMKV). No backend. No login. No advertising network. No telemetry by default. Optional: FX rates fetched once per day from a public exchange-rate service; you can switch this off. EXPORT Export your full history as JSON or CSV at any time. Restore from a prior JSON export to a fresh install. Monthly and yearly PDF reports. OPEN ROADMAP Cloud sync, home-screen widgets, and Apple Watch / Wear OS companions are tracked for v1.1+. — Privacy: https://aqsaqal.github.io/moneyapp/flow/privacy/ Terms: https://aqsaqal.github.io/moneyapp/flow/terms/ Support: ak.saken@gmail.com