Comparison

Expensa vs SubLook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expensa

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

Highlights
  • Automatic transaction tracking via Wallet Shortcuts
  • AI-powered budget creation and categorization
  • Multi-currency support for travelers
  • Private iCloud sync, no bank linking
  • Shared budgets for family and partners
  • Customizable budget cycles and alerts
Features
Read full description

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

About

SubLook

This app helps you monitor recurring expenses like streaming services and software. It provides reminders for upcoming payments and organizes your billing dates in a clear interface. Your financial data is kept private and stored locally on your device.

Highlights
  • Track recurring subscriptions
  • Monitor upcoming charges
  • Organize billing dates
  • Payment reminders
  • Customizable subscription details
  • Calendar view of renewals
  • No ads or account creation
Features
Read full description

SubLook helps you track recurring subscriptions, upcoming charges, and billing dates in one clean place. Add streaming, software, utility, and personal subscriptions with custom colors, icons, and images. View upcoming renewals in a calendar, get payment reminders before billing dates, and keep everything organized without ads or account creation. Your data stays on your device, with optional iCloud sync across your Apple devices. SubLook includes no tracking, no analytics, and no paywalls.

Screenshots

Expensa4 screens
SubLook2 screens

Verdict

The call

The clearest difference is rating: Expensa at 3.9 against SubLook's 1.0. Expensa also leads on ratings volume (10 vs 1). SubLook's advantage is update cadence (every 2 days vs weekly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensa sells 6 in-app purchases, starting at $4.99 per month and SubLook sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expensa holds the better App Store score, 3.9 against 1.0. That said, the two scores are not equally well evidenced: Expensa has 10 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Expensa ships an update weekly, SubLook every 2 days. The most recent releases landed on October 16, 2026 and October 1, 2026 respectively.

Scorecard3 real differences · 7 level
Expensa versus SubLook: the parameters behind the verdict, then further details
ParameterExpensaSubLook
PriceFreeFree
Rating3.9 (10 ratings) — better1.0 (1 ratings)
Positive reviews83.3% of reviews—
Number of ratings10 — better1
Update frequencyWeeklyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size90 MB14 MB
Age rating4+4+
DeveloperAndrii SeredaAndrii Lisovyi

Customer experience

Expensa

All ratings10 ratings
Positive70.0%
Neutral10.0%
Negative20.0%
Written reviews6 reviews
Positive83.3%
Neutral16.7%
Negative0.0%

SubLook

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

6 purchases

Expensa

Subscriptions2
  • Expensa PRO Monthly14 Days trial$4.991 Month
  • Expensa PRO Yearly14 Days trial$39.991 Year
One-time4
  • 1 Espresso$0.99
  • 2 Espressos$1.99
  • 4 Espressos$4.99
Show 1 more
  • 10 Espressos$9.99
3 purchases

SubLook

One-time3
  • Coffee$0.99
  • Lunch$4.99
  • Big Support$9.99

Questions

Is Expensa free?
Expensa is free to download, with in-app purchases available.
Is SubLook free?
SubLook is free to download, with in-app purchases available.
Which has better reviews, Expensa or SubLook?
Expensa is rated higher. Expensa averages 3.9 out of 5 from 10 ratings, while SubLook averages 1.0 from 1 ratings.
Do Expensa or SubLook have ads?
Neither Expensa nor SubLook shows ads.
Which is updated more often, Expensa or SubLook?
Expensa ships an update weekly, and SubLook every 2 days. Most recently, Expensa was updated on October 16, 2026 and SubLook on October 1, 2026.

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