Comparison

Expensa vs Trackle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expensa

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

Highlights
  • Automatic transaction tracking via Wallet Shortcuts
  • AI-powered budget creation and categorization
  • Multi-currency support for travelers
  • Private iCloud sync, no bank linking
  • Shared budgets for family and partners
  • Customizable budget cycles and alerts
Features
Read full description

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

About

Trackle

Read full description

Trackle brings your daily expenses, income and subscriptions together, so you can see where your money goes. • Record expenses and income, and organize transactions by category. • View upcoming payments and renewals in the calendar. • Plan budgets and explore spending statistics by category. • Manage accounts and schedule recurring transfers. • Track subscriptions and get insights from the AI Assistant. • Access key information with widgets. • Back up and sync your data with iCloud. The free plan includes expenses, income, categories and the transactions calendar. Trackle Pro is a monthly or yearly subscription that unlocks subscriptions, statistics, budgets, multiple accounts and transfers, the AI Assistant, and backup and sync. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://samuelclr91-del.github.io/Trackle/privacy.html

Screenshots

Expensa4 screens
Trackle4 screens

Verdict

The call

The clearest difference is update cadence: Trackle at every 4 days against Expensa's weekly. Trackle also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensa sells 6 in-app purchases, starting at $4.99 per month and Trackle sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expensa ships an update weekly, Trackle every 4 days. The most recent releases landed on October 16, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
Expensa versus Trackle: the parameters behind the verdict, then further details
ParameterExpensaTrackle
PriceFreeFree
Rating3.9 (10 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings10 — better—
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS17.017.0
Further details — not scored
Size90 MB71 MB
Age rating4+4+
DeveloperAndrii SeredaSAMUEL RODRIGUEZ DIEZ

In-app purchases

6 purchases

Expensa

Subscriptions2
  • Expensa PRO Monthly14 Days trial$4.991 Month
  • Expensa PRO Yearly14 Days trial$39.991 Year
One-time4
  • 1 Espresso$0.99
  • 2 Espressos$1.99
  • 4 Espressos$4.99
Show 1 more
  • 10 Espressos$9.99
2 purchases

Trackle

Subscriptions1
  • Trackle Pro Monthly7 Days trial$2.991 Month
One-time1
  • Trackle Pro Lifetime$24.99

Questions

Is Expensa free?
Expensa is free to download, with in-app purchases available.
Is Trackle free?
Trackle is free to download, with in-app purchases available.
Do Expensa or Trackle have ads?
Neither Expensa nor Trackle shows ads.
Which is updated more often, Expensa or Trackle?
Expensa ships an update weekly, and Trackle every 4 days. Most recently, Expensa was updated on October 16, 2026 and Trackle on October 8, 2026.

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