Expensa vs Worth

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

Worth helps you see recurring payments and act before the next charge. Add subscriptions manually, import a backup, or review a receipt recognized locally on your device. With Worth you can: • see upcoming charges and renewal dates; • understand monthly and yearly spending in your preferred currency; • get reminders for renewals and trial endings; • find rarely used, duplicated, or recently increased subscriptions; • keep payment, price-change, and confirmed-savings history; • forecast spending for 3, 6, or 12 months; • organize personal, family, and work subscriptions; • import Worth backups and supported exports; • view upcoming charges in a widget. Your subscription records stay on your device. Receipt recognition uses Apple Vision locally. An iCloud backup is created only when you choose it and is stored in your private database. Worth does not cancel subscriptions automatically and is not a bank or financial adviser. Worth Plus unlocks advanced audit tools and unlimited imports. The subscription renews automatically until canceled in Apple ID settings. Subscription plans: - Worth Pro Monthly — $3.99/month - Worth Pro Annual — $29.99/year - Worth Plus Lifetime — $24.99 one-time purchase (non-renewing) Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period, at the price of the selected plan. You can manage or cancel your subscription anytime in your Apple ID account settings after purchase. Any unused portion of a free trial period will be forfeited when you purchase a subscription. Terms of Use: https://worth.corelabs.app/terms/ Privacy Policy: https://worth.corelabs.app/privacy/ EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/