Comparison

SplitRight vs InsCal

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SplitRight

Features
Read full description

SplitRight ends the awkward "who owes what" conversations. Add the people you share costs with, log each expense as it happens, and SplitRight works out every balance for you: on trips, in a shared home, at dinner and everywhere in between. HOW IT WORKS - Create a group and add its members - Log an expense: amount, date, category, who paid and who shares it - Balances update as soon as you save - No group needed for a one-off: split an expense directly with one person FOUR WAYS TO SPLIT - Equally: everyone pays the same - By percentage: set each person's percent - By exact amounts: enter what each person owes - By shares: 2 shares pay twice as much as 1 - One payer or several for the same expense - Add an optional note to any expense GROUPS AND CATEGORIES - Group types for Trip, Home, Couple, Friends, Work and Other - 10 expense categories: Food & Drinks, Shopping, Transportation, Entertainment, Utilities, Rent, Travel, Healthcare, Education and Other WHO OWES WHOM - Your overall balance at a glance: what you owe and what you are owed - Balances per group and per person - Debt simplification turns a group's IOUs into a short list of who pays whom - Send a friendly reminder of what's owed by WhatsApp, SMS or email - Settle up: record a payment in full or in part, and every balance updates CONTACTS - Add friends and family by hand, or import them from your phone's contacts - See your balance with each person across every group - Imported contacts are saved in the app on your device, never uploaded EXPORT AND SHARE - CSV export for any spreadsheet - PDF report with totals and a spending-by-category pie chart - Filter by group, by person or by date range - Share the file straight from the app OFFLINE AND PRIVATE - Add expenses and check balances with no internet connection - No account and no sign-up - Your expenses, groups and contacts are stored on your device - No ads YOUR LANGUAGE, YOUR CURRENCY 19 languages: English, Arabic, Bengali, French, German, Gujarati, Hindi, Indonesian, Italian, Japanese, Korean, Marathi, Portuguese, Spanish, Tamil, Telugu, Thai, Turkish and Vietnamese. 30 currencies, including USD, EUR, GBP, INR, JPY, AUD, CAD, AED and SGD, each shown in its local format. MADE FOR Friends splitting dinner, roommates sharing rent and bills, couples, travel groups and colleagues: anyone who shares costs. FREE AND PREMIUM Free: up to 2 groups, with every feature above. Premium: unlimited groups. Choose a monthly or yearly subscription, or a one-time lifetime purchase. Payment is charged to your Apple ID at confirmation of purchase. A subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for the renewal within 24 hours before that period ends. Manage or cancel a subscription in your Apple ID account settings after purchase. The lifetime purchase is a one-time payment and does not renew. SUPPORT Questions or ideas: support@binaryscript.com LEGAL Privacy Policy: https://binaryscript.com/splitright/privacy-policy/ Terms of Use: https://binaryscript.com/splitright/terms/ SplitRight is built by BinaryScript. Download it and keep every shared cost fair and simple.

About

InsCal

Features
Read full description

One Calendar for Everything - Replace your scattered TODO lists to reminders. - Replace your project chaos to private calendars. - Replace your social notification communities to public calendars. How to use it? - New event or idea? Type and send - it's there. - Need edit? Drag it. Move it. Edit it. Terms of Use: https://www.jingtech.ai/terms-of-services

Screenshots

SplitRight4 screens
InsCal3 screens

Verdict

The call

The clearest difference is ads: SplitRight at none against InsCal's shown. SplitRight also leads on update cadence (fortnightly vs every 2 months). InsCal's advantage is iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SplitRight sells 3 in-app purchases, starting at $2.99 per month and InsCal sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SplitRight ships an update fortnightly, InsCal every 2 months. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

Scorecard3 real differences ยท 3 level
SplitRight versus InsCal: the parameters behind the verdict, then further details
ParameterSplitRightInsCal
PriceFreeFree
Update frequencyFortnightly โ€” betterEvery 2 months
AdsNo โ€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 โ€” better
Further details โ€” not scored
Size37 MB92 MB
Age rating4+4+
DeveloperBinaryscript Private LimitedJing Technologies Co., Ltd.

In-app purchases

3 purchases

SplitRight

Subscriptions2
  • Monthly Plan$2.991 Month
  • Annual Plan$19.991 Year
One-time1
  • Lifetime Premium$39.99
1 purchases

InsCal

Subscriptions1
  • InsCal Premium Monthly$3.991 Month

Questions

Is SplitRight free?
SplitRight is free to download, with in-app purchases available.
Is InsCal free?
InsCal is free to download, with in-app purchases available.
Do SplitRight or InsCal have ads?
InsCal shows ads; SplitRight does not.
Which is updated more often, SplitRight or InsCal?
SplitRight ships an update fortnightly, and InsCal every 2 months. Most recently, SplitRight was updated on October 31, 2026 and InsCal on October 28, 2026.

Other comparisons