Axio Net Worth Tracker vs Sedge

How long could your savings cover your life without new income? Axio brings your net worth, usable reserves and planned expenses together so you can explore the answer. No bank connection or Axio account is required. KNOW YOUR FINANCIAL RUNWAY Choose which reserves you could actually use to pay your expenses. See an estimated duration in years and months, an estimated end date, the date of your recorded balance and the next planned spending change. PLAN EXPENSES THAT CHANGE OVER TIME Add regular living costs, installments and temporary expenses. Set start dates and durations. When a payment ends, the projection reflects the lower spending that follows. EXPLORE BEFORE YOU DECIDE Compare your reference plan with a scenario: reduce spending, remove a planned payment, add income, model an income loss or test a one-off purchase. Explore inflation and return assumptions. See the impact on your reserves over time and estimated runway without changing your recorded balances or expense plan. KEEP YOUR WHOLE FINANCIAL PICTURE Track savings, investments, property and debts in your own pots. Record dated updates, add notes, explore charts and compare periods. Track assets in multiple currencies, with current and historical exchange rates. Import and export CSV or JSON; JSON backups can include your expense plan and saved scenarios. BUILT FOR YOUR APPLE DEVICES Explore a dedicated iPad workspace with sidebar navigation and contextual chart details. Keep runway close with widgets, Apple Watch and complications. Use Siri, Shortcuts and quick actions to reach your data. Hide external financial amounts when you prefer. YOUR DATA, YOUR CHOICES Protect access with Face ID or Touch ID on supported devices. Your financial records stay on your device or, with Axio Pro, in your private iCloud account. The free version includes advertising. Pro removes ads and enables iCloud sync, through an annual subscription or a one-time lifetime purchase. Restore purchases from Settings. Estimates depend on the balances and assumptions you enter. The baseline excludes new income, investment returns, inflation and future exchange-rate changes. Scenarios include only the assumptions you select; taxes and exact payment dates are not modelled. Axio provides information, not financial advice or a guarantee of future results. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Your whole net worth, in every currency you hold — without handing your financial life to anyone. Sedge is a net-worth and spending tracker built for Europe. Add accounts by hand, import a statement, and see one honest number across EUR, GBP, CHF and more. ON YOUR DEVICE, NOT OURS There is no account to create and no server to trust. Everything you enter stays in encrypted storage on your iPhone, unreadable while it's locked. We have no ability to see your balances, because they never reach us. No analytics, no advertising, no third-party SDKs of any kind. MULTI-CURRENCY THAT ACTUALLY WORKS Hold accounts in euro, sterling, francs, krona, zloty and more. Sedge converts everything at the European Central Bank's daily reference rates — the same rates your bank quotes against — so your net worth is right, not roughly right. Rates are cached, so the number is still correct offline. IMPORT A STATEMENT IN SECONDS Bring in CSV exports or PDF statements from EU banks. Sedge reads the file on your device, maps the columns itself, and checks that the transactions add up to the closing balance before importing a single row. If the numbers don't reconcile, it says so instead of guessing. Import the same file twice and nothing is duplicated. CATEGORIES WITHOUT THE BUSYWORK Merchants are categorised offline using simple rules — no AI, no cloud, no waiting. Anything Sedge isn't sure about goes to a review card, so you stay in control of what counts as what. SEARCH AND FILTER YOUR HISTORY Find any transaction by name, account or category. Days are grouped and totalled, so you can see what a Tuesday actually cost you. LOCK IT DOWN Require Face ID, Touch ID or your passcode before your balances appear. TAKE YOUR DATA WITH YOU Export everything as CSV for a spreadsheet, or as a full JSON backup, whenever you like. It's your data, so you can always leave with it. SPEAKS YOUR LANGUAGE English, German, French, Spanish, Italian, Dutch, Polish and Portuguese — with amounts and dates in your local format. Change language in Settings without leaving the app. READ-ONLY, ALWAYS Sedge can never move your money. It has no payment capability of any kind, by design. Free. No subscription, no ads, no tracking, no analytics.