Affordly Pro vs Riyu

Is there enough money left to spend? Affordly Pro is not a budgeting app. It’s a spending decision system. You don’t need another app that only tracks transactions. What you actually need is: • To know if a purchase is worth it before you pay • To know if you can still spend before the month ends Affordly Pro is designed to answer one simple question every day: How much can I safely spend today? A smarter way to think about money Affordly Pro turns complex financial decisions into one clear daily number — so you can spend with confidence instead of anxiety. This isn’t traditional budgeting. It’s a rational spending and financial decision system built for real life. Key Features 1. Dynamic Daily Budget Affordly Pro calculates how much money you can actually spend each day, based on your income, fixed expenses, and savings goals. Spend more today, and tomorrow’s limit adjusts automatically. Spend less, and your balance carries forward. No spreadsheets. No categories. Just one number that tells you whether today is a yes or a no. 2. Spending Decision Sandbox Before you buy, test the price. See: • How long you need to work to earn this money • How long this amount could support your lifestyle • What this money could become if you saved it instead Turn “Do I want this?” into “Is it worth it?” 3. Wishlist Savings Saving for something big? Create a wishlist and reserve money for future goals. That amount is locked out of your daily spending, so you can track progress without accidentally overspending. Your future stays protected from impulse purchases. 4. Financial Rearview Mirror Once a month, Affordly Pro helps you review your spending decisions — not with charts, but with perspective. See which choices increased your freedom, and which habits quietly slowed you down. No guilt. No regret. Just clearer decisions moving forward. 5. Clean, Distraction-Free Design No ads. No financial products. No social pressure. Just a calm interface and honest numbers, so you can focus on your financial reality. Who Affordly Pro Is For • People who don’t want to track every transaction • Anyone who struggles with impulse spending • Those saving for a home, travel, big purchases, or financial freedom • Anyone who wants clarity instead of anxiety about money Why Affordly Pro? Because we don’t just record the past — we help you make better decisions next time. Download Affordly Pro today and let your money work for you, instead of running after it.

Riyu is a simple daily budget app built around one question: How much can I spend today? Set your income, fixed expenses, and savings plan. Riyu turns the available amount into a daily budget. Unused money rolls forward, while overspending is reflected in the days ahead—so your budget adapts to real life. KEY FEATURES • Daily budget: See what you can safely spend today • Quick expense entry: Record amount, category, note, and time • Rolling balance: Carry unused budget or overspending into future days • Monthly overview: Understand spending trends and budget progress • Home Screen widget: Check today's balance without opening the app • Shortcuts: Record expenses faster • iCloud sync: Keep data in sync across your Apple devices • Shared budgets: Invite up to 5 people to manage one budget together PRIVACY FIRST Your data stays on your device and in your private iCloud database. Shared budgets use Apple CloudKit sharing. Riyu is free to download. You can explicitly start a one-month, device-local trial of core write features. The trial does not renew or charge automatically. A separate one-time in-app purchase permanently unlocks core write features. Shared-budget collaboration for the owner is an auto-renewing monthly subscription, manageable or cancellable in Apple Account subscription settings. Privacy Policy: https://riyu.tandio.cn/privacy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/