30% Ruling vs Step+wise

The only app built specifically for the Dutch 30% ruling. Whether you just arrived in the Netherlands or you're years into your ruling, 30% Ruling gives you the tools to understand, track, and maximize your tax benefit. ALL FEATURES — COMPLETELY FREE Every feature is fully unlocked at no cost. No subscriptions, no paywalls, no in-app purchases. SALARY CALCULATOR See your net salary side-by-side: with and without the 30% ruling applied. Enter your gross salary, and instantly see the tax savings, net income difference, and annual benefit. Supports monthly, annual, and hourly breakdowns. ELIGIBILITY QUIZ Not sure if you qualify? Answer a few quick questions about your situation — employment type, salary threshold, residency history — and get a clear eligibility assessment. No tax jargon, no confusion. 5-YEAR COUNTDOWN TRACKER The 30% ruling lasts a maximum of 60 months. Track exactly how many months and days remain on your ruling with a live countdown. Never miss your expiry date. SAVINGS PROJECTION See a projection of your total tax savings over the remaining duration of your ruling. Know exactly how much the 30% ruling is worth to you in euros. JOB OFFER COMPARISON Considering a new role? Compare two job offers side-by-side with the 30% ruling factored in. See the real net salary difference and make smarter career decisions. HOME SCREEN WIDGETS Stay informed at a glance with widgets showing your countdown timer, next tax deadline, and current savings. No need to open the app. PDF EXPORT Generate a clean PDF summary of your salary breakdown and tax savings. Share it with your employer, accountant, or mortgage advisor. TAX DEADLINE NOTIFICATIONS Get timely reminders for Dutch tax filing deadlines and important ruling milestones so you never miss a date. FAQ & KNOWLEDGE BASE Clear, plain-English answers to the most common 30% ruling questions. Updated for 2026 tax rules, salary thresholds, and recent policy changes. BUILT FOR EXPATS Designed for knowledge workers, highly skilled migrants, and international professionals living in the Netherlands. English-first, private, and offline-capable. Download 30% Ruling and take control of your Dutch tax benefit today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bunch.ist/30-ruling-tracker/privacy

Most teachers hear “your benefits are great,” but rarely see what that actually means in dollars. Stepwise turns your inputs into clean projections and simple income estimates, so you can understand where you’re headed and what changes matter. What Stepwise does Retirement projection: See how your TDA balance could grow over time based on contributions and assumed returns. Pension estimator: Get a simplified TRS-style pension estimate using age, service credit, and salary assumptions. Monthly income view: Combine pension + TDA into a monthly retirement income estimate. Snapshots & tracking: Add statement snapshots to see performance and contributions over time. Built for teachers: Language and assumptions are designed around how NYC educators actually think about retirement. Important notes Stepwise is an educational planning tool — not financial advice. It uses simplified assumptions and may not match TRS calculations, taxes, healthcare costs, contract step changes, or distribution rules.