Comparison

QueenAi vs Settl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QueenAi

Features
Read full description

QueenAI is the community app built for women who are ready to stop going it alone. Whether you're navigating a divorce, rebuilding your finances, pivoting your career, planning for retirement, or simply looking for people who truly get it — QueenAI brings together the people, events, and expert advice you need. — CONNECT Find women near you and online who share your situation. Browse circles, join events, and send messages. Search by name or life stage — from "starting over" to "solo entrepreneur." — GROUND Talk to Queen, your AI guide. She listens first, then helps you make sense of where you are and what's possible next. No judgment. No scripts. — GROW Join groups built around reinvention: career pivots, investing for the future, entrepreneurship, and more. Attend workshops, walks, and networking events — in person or online. — ADVICE Access expert-led sessions and services on finances, legal rights, health, and business — from people who work specifically with women in transition. Real events. Real circles. Real connection. QueenAI is where midlife women come to find their people.

About

Settl

Easily split expenses with friends and family using voice commands. Log, split, and track shared costs for trips, dinners, or rent, with automatic currency conversion for travel. Offers a voice-first experience but also supports traditional tap-based input.

Highlights
  • Voice-activated expense logging
  • Flexible splitting methods
  • Group and individual expense tracking
  • Multi-currency support with auto-conversion
  • Detailed activity feed
  • Optional tap-based interface
Read full description

Split any bill in one sentence. Say it, scan it, Settl. Settl is the fastest way to split expenses with friends, roommates and travel buddies. Tap the mic, say what happened, and the expense is logged, split and converted in about a second. "Dinner was 240, the Sharmas had the wine, split the rest." Logged. Itemized. Everyone owes the right amount. "From my Japan trip: 80 ramen Tuesday, 200 hotel Wednesday." Two expenses, dated correctly, converted from yen. SAY IT, SCAN IT, OR TAP IT One mic button sits at the bottom of every screen. Point the camera at a receipt and Settl reads the total and the items. Prefer typing? Every action still works by hand. WHAT YOU CAN DO • Split equally, by exact amounts, by percentage, by shares, or item by item • Groups for trips, shared houses, couples and one-off dinners • Settle up 1-on-1 with a friend, no group needed • See who owes whom across every group in one balance • Track IOUs and record payments when someone pays you back • Multi-currency with daily exchange rates, built for travel • Comment on any expense to sort out the details • Import your history from Splitwise in a couple of taps WHY PEOPLE SWITCH You're not bad at money. You just hate asking for it. Every group dinner ends the same way: receipts on the table, half-typed payment requests, someone doing math in a notes app. Older bill-splitting apps solved the ledger. They never solved the chore of logging the thing in the first place. Settl does. Start a group, share the link, and split your next dinner before the check arrives. Questions or feedback? hello@settl.fyi Privacy: https://settl.fyi/privacy Terms: https://settl.fyi/terms

Screenshots

QueenAi4 screens
Settl4 screens

Verdict

The call

The clearest difference is update cadence: Settl at every 5 days against QueenAi's every 3 months. Settl also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

QueenAi ships an update every 3 months, Settl every 5 days. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 6 level
QueenAi versus Settl: the parameters behind the verdict, then further details
ParameterQueenAiSettl
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size8 MB85 MB
Age rating17+4+
DeveloperVoxta Communications Private LimitedRahul Raina

In-app purchases

None

QueenAi

No in-app purchases

None

Settl

No in-app purchases

Questions

Is QueenAi free?
QueenAi is free to download, with no in-app purchases.
Is Settl free?
Settl is free to download, with no in-app purchases.
Do QueenAi or Settl have ads?
Neither QueenAi nor Settl shows ads.
Which is updated more often, QueenAi or Settl?
QueenAi ships an update every 3 months, and Settl every 5 days. Most recently, QueenAi was updated on October 6, 2026 and Settl on October 24, 2026.

Other comparisons