Patrimonia vs Baward

Patrimonia is your all-in-one family wealth management app. Track all your assets and liabilities in one place, with a clear and complete overview of your financial situation. ALL YOUR ASSETS, ONE SCREEN • Bank accounts and cash • Stocks, ETFs and funds • Cryptocurrencies • Real estate and mortgages • Life insurance and pension plans (Pillar 2, Pillar 3a, vested benefits) • Private equity, precious metals and valuables FAMILY TRACKING View each family member's wealth — spouse, partner, children — and get a consolidated view of your total family net worth. MULTI-CURRENCY Manage assets in different currencies with automatic conversion to your reference currency using daily updated exchange rates. HISTORY AND PERFORMANCE Track your wealth over time with detailed charts. Analyze investment performance with automatic capital gains and losses calculations. BUDGET AND EXPENSES Manage your monthly budget and share expenses between family members. FINANCING SIMULATION Simulate your mortgage borrowing capacity using Swiss and international criteria. FOR WEALTH MANAGERS Track and manage your clients' portfolios from a dedicated dashboard. Patrimonia is available in French, English, German and Italian.

No leveraged trader forgets their first liquidation. Here it costs nothing — the assets are fictional, the funds are virtual, and the lesson still lands. You start with a practice balance and fourteen invented digital assets spread across six sectors, from infrastructure networks to gaming tokens. A built-in simulation engine gives each one its own temperament: calm weeks, violent days, trends that form and fail. Candlestick charts with moving averages and a press-and-hold crosshair let you study every move across eight timeframes. Trading works the way derivatives actually work. You choose a direction, commit margin, set leverage anywhere from 1x to 20x, and attach a take profit or stop loss if you have a plan — the order form shows the fee and the liquidation price before you confirm anything. Open positions live on a dashboard that tracks equity, margin in use, and profit and loss second by second, and every closed trade is filed with the way it ended: by your hand, by your plan, or by liquidation. What the practice adds up to, the app counts for you: • a Stats panel that turns closed trades into win rate, profit factor, and average win against average loss • a trade History you can export as a CSV file and review in any spreadsheet • forty-one original articles, from a guide that documents every screen of the app to essays on risk and trading psychology Some of those articles start with questions — why does a 20% loss need a 25% gain to repair? where should a stop loss actually sit? — and the answers wait inside, next to the charts they apply to. Everything is simulated: fictional assets, engine-made prices, virtual funds. No real money is involved, nothing here is investment advice — and the leverage that is painless here involves real risk of loss on any real market. Trade badly, learn cheaply, come back sharper.