Utang vs Peso Cash

Utang: Credit & Debt Tracker helps you stay on top of money you owe and money owed to you — all in one simple, organized app. Whether you’re lending to friends, tracking personal loans, or managing small debts, Utang gives you clarity and control without complicated accounting. Key Features: - Track debts and credits separately - Add people with contact details and notes - Record payments and see remaining balances instantly - Set payment reminders so you never forget - View transaction history per person - Clean and simple interface designed for everyday use - Works fully offline. Your data stays on your device Privacy First Utang does not require cloud accounts. All data is stored locally on your device, giving you full control and peace of mind. Perfect For - Friends and family loans - Personal debt tracking - Small informal lending - Anyone who wants clarity with money Stop guessing. Start tracking. Utang makes debt and credit simple.

Peso Cash is a free loan education and guidance app for users in the Philippines. This app is created only to help people learn about loans and understand their options better. It does not provide loans, does not connect users with lenders, and does not offer any financial service. What this app Loan Type Education Educational guides explaining personal loans, home loans, education loans, and business loans, so users can learn the general features, common eligibility factors, typical documents, and basic tips for each loan type. This is for learning purposes only, not a loan offer. Guided Questionnaire (Educational Tool) A simple set of questions about loan purpose, income range, employment type, and credit score awareness. This is a guidance tool that gives general educational suggestions on loan types to learn about. It is not a loan application and does not guarantee any approval. Educational Loan Calculators Calculators to help users learn how monthly installments (EMI), loan eligibility, and safe budgeting are generally calculated. These are for learning and estimation purposes only and do not reflect real loan offers from any bank or lender. Learning Center / Articles Simple educational articles that explain loan basics, credit score concepts, repayment planning, and document checklists, written to help users understand loan-related topics in everyday language. Bilingual Learning Support All educational content and guidance tools are available in English and Filipino, so more users can learn comfortably in their preferred language. Important Disclaimer: Peso Cash is strictly an educational and guidance app. It does not provide loans, credit, or any financial service. It is not a bank, lender, broker, or financial institution, and is not affiliated with any bank or lending company. All content, tools, calculators, and recommendations in this app are for general educational purposes only and must not be treated as financial advice or a real loan offer. Interest rates, loan terms, and eligibility results shown in the app are simplified examples used for learning purposes only and do not represent actual loan products. Before making any financial decision, please consult a licensed financial institution or professional and confirm real terms directly with them. Peso Cash does not collect loan applications, does not process any payments, and does not share user information with any third-party lender or financial company.