Step+wise vs MySubHub

Most teachers hear “your benefits are great,” but rarely see what that actually means in dollars. Stepwise turns your inputs into clean projections and simple income estimates, so you can understand where you’re headed and what changes matter. What Stepwise does Retirement projection: See how your TDA balance could grow over time based on contributions and assumed returns. Pension estimator: Get a simplified TRS-style pension estimate using age, service credit, and salary assumptions. Monthly income view: Combine pension + TDA into a monthly retirement income estimate. Snapshots & tracking: Add statement snapshots to see performance and contributions over time. Built for teachers: Language and assumptions are designed around how NYC educators actually think about retirement. Important notes Stepwise is an educational planning tool — not financial advice. It uses simplified assumptions and may not match TRS calculations, taxes, healthcare costs, contract step changes, or distribution rules.

How many subscriptions are you paying for right now? Netflix, Spotify, YouTube Premium, iCloud... it adds up fast. MySubHub helps you see it all in one place and actually do something about it. QUICK SETUP, NO HASSLE Pick from 50+ templates — Netflix, Spotify, YouTube Premium, Claude Pro, Gemini, you name it. Tap once, and the price, billing cycle, and category fill in automatically. Done in under a minute. AI SUBSCRIPTIONS? WE GOT YOU Claude Pro, Gemini, Perplexity, Copilot, Grok — all the AI tools you're juggling are ready as templates. Add them in one tap and finally see how much AI is costing you each month. REMINDERS THAT SAVE YOU MONEY Get a heads-up 1 to 14 days before any renewal. Your dashboard shows the next 7 days of charges so nothing sneaks past you. FREE TRIAL TRACKER Signed up for a free trial? We show you exactly when to cancel so you don't accidentally start paying. Trial alerts sit right at the top of your dashboard. CANCELLATION CENTER Not using a subscription? Tap the cancellation link and we'll take you straight to the service's cancel page. Track how much you've saved over time. SPENDING ANALYTICS Clean charts that show your spending by category, month, and year. Compare subscriptions side by side. See where the money's actually going. BUDGET TRACKING Set a monthly limit. Watch the gauge. Get a nudge when you're close. Simple. WIDGETS EVERYWHERE 6 widget sizes for your home screen and lock screen. Check monthly totals and upcoming renewals without opening the app. SIRI READY "Hey Siri, how much am I spending on subscriptions?" It just works. YOUR DATA, YOUR DEVICE Everything stays on your iPhone. Optional iCloud sync if you want it across devices. No accounts, no sign-ups, no tracking, no ads. Ever. Also supports CSV export/import, 8 currencies, 15 categories, dark mode, and English + Korean. Stop guessing. Start controlling.