CapiTrack vs A2Z Money

Track your net worth, invest with discipline, and work toward financial independence. CapiTrack is the spreadsheet alternative for long-term investors who want clarity, control, and intentional growth — without the noise. Manually log your assets, define your allocation strategy, and monitor your passive income streams — all in one clean, focused system. _________________ Portfolio Tracking Made Simple • Manually track stocks, ETFs, index funds and other assets • Monitor portfolio performance over time • Visualise asset allocation • Measure total net worth evolution • Stay aligned with your long-term strategy Wealth Goals & FIRE Strategy • Set clear net worth targets • Define your ideal asset distribution • Track progress toward financial independence • Maintain portfolio discipline for the long haul Passive Income Monitoring • Track dividend income from stocks and ETFs • Log rental income • Monitor recurring passive cash flow • Monthly and annual income overview CapiTrack Pro • Expanded asset and entry limits • Automatic gold and silver valuation • Automatic currency conversion • Advanced per-asset details _________________ CapiTrack is not a trading platform. It's not built for speculation or short-term market timing. It's built for investors who believe in: • Discipline • Consistency • Asset allocation • Long-term wealth building If your goal is financial independence and sustainable growth, CapiTrack gives you the structure to stay on track. Start building your financial future today. Terms of Use: https://elrond30.github.io/CapiTrack/terms.html Privacy Policy: https://elrond30.github.io/CapiTrack/privacy.html

Know exactly when your money starts working harder than you do. A2Z Money tracks every dollar across every account — checking, savings, credit cards, investments, retirement — and answers the one question budget apps avoid: when can I stop working? THE CROSSOVER PROJECTION At the heart of A2Z Money is the Crossover chart. It models when your portfolio's inflation-adjusted growth outpaces your salary. The chart shows the exact age your investments take over. No vibes, no marketing math — just a projection grounded in your real account balances and your real spending. NET WORTH IN ONE PLACE Connect once, see everything: • Bank accounts and credit cards via Plaid • Brokerage and retirement accounts via SnapTrade A2Z aggregates balances and transactions automatically. Net worth = assets minus liabilities, recalculated every time your accounts move. WHAT YOU GET • Net worth dashboard with month-over-month deltas • Cash flow split into salary vs. other income, essential vs. discretionary spend • Categorized spending (Plaid PFC categories) — drill into any month • Crossover projection: the age your investments outearn you, plus years to financial independence and a sustainable withdrawal rate • Lifestyle targets and Tweak Assumptions — adjust return rate, inflation, or retirement age and watch the projection update live • Monthly email reports — HTML email plus PDF and CSV exports, optional and opt-in PRIVACY THAT'S NOT MARKETING • Your bank credentials never touch A2Z's servers. Plaid handles the OAuth flow end-to-end; we receive read-only account data, not your password • Sign in with Apple supported — no email/password required if you'd rather not have one • Account deletion is a single button in Settings. It revokes Plaid + SnapTrade tokens server-side and purges every byte of your data from our database • At-rest encryption on the server (AES-256-XTS) • No ads. No data sales. No marketing email. Ever. PRO MEMBERSHIP A2Z Money's free tier includes the full demo experience with sample data and the net worth dashboard. Pro unlocks live account connections, monthly email reports, and the full Crossover projection with custom assumptions. In-app subscription. Auto-renews until cancelled. Manage or cancel anytime in Settings → Subscription, or in iOS Settings → Apple ID → Subscriptions. Pricing shown on the upgrade screen in the app. WHO IT'S FOR If you've ever sat down with a spreadsheet and tried to figure out the year your savings start carrying you, A2Z Money does that work continuously, with real data. The math borrows from the FIRE (financial-independence) community, but the app doesn't require you to know the acronym to use it. Privacy Policy: https://www.a2z-ventures.com/support/a2z-money/privacy.html Terms of Use: https://www.a2z-ventures.com/support/a2z-money/terms.html Support: https://www.a2z-ventures.com/support/a2z-money/