Fynn vs Lode

Fynn is your minimalist finance companion. Keep track of your accounts, balances, and everyday spending without the clutter, charts, or complexity you don't need. Open the app and see what matters. Adding expenses is designed to be effortless. Type or dictate naturally, enter the details manually, or let Fynn find transactions in receipts, bills, payment confirmations, and screenshots. Take a photo, choose an image from your library, or paste one from your clipboard. Fynn can even recognize multiple activities at once, so catching up on several expenses doesn't mean entering them one by one. With Apple Intelligence, Fynn understands natural language and helps turn what you type, say, or scan into activities you can review before saving. On supported devices, you can scan receipts directly with your camera, while Siri AI lets you interact with Fynn through natural conversation. Your financial data and AI processing stay on your device. The interface stays focused on your finances. See your total balance at a glance, manage multiple accounts and currencies, and open any account to browse its activity. Natural daily summaries highlight what matters without overwhelming you, while widgets bring useful information to your Home Screen and Lock Screen. Already tracking your finances somewhere else? Fynn can import existing data from Revolut and Cashew, making it easier to get started without leaving your history behind. Fynn respects your time and privacy. No ads. No subscriptions. No unnecessary complexity. It works with or without Apple Intelligence, with fast manual entry always available and optional gentle reminders to help you stay consistent. (Camera scanning requires a device with Apple Intelligence enabled and iOS 27.0 or later.)

Lode is the AI budget and expense tracker for iPhone. It logs payments from your bank’s notifications and Apple Pay, keeps budgets, bills and trips in check, and stores everything in your own iCloud. PAY AS USUAL. LODE WRITES IT DOWN Your bank already sends a notification for every payment. Lode turns each one into a transaction — no typing, no bank login. - You pay: By card, online or with Apple Pay. Your bank sends its usual notification. Bank notifications need iOS 27; Apple Pay works on iOS 18 and later. - Lode logs it: Amount, merchant and category — income too — without you opening the app. - It asks when unsure: Cash from an ATM, or a charge that may be one of your bills? One tap in a notification decides. FAST TO LOG. EASY TO PLAN - AI chat, voice and receipts: Type “coffee 5”, say it out loud or snap a receipt. Lode fills in the category, currency and date. Premium, with 3 free voice entries a month. - Budgets that fit your payday: An overall budget, limits per category and an income plan — with the month starting on the day you get paid. - Bills and subscriptions: Recurring payments are logged on schedule, and a free trial ends with a reminder, not a surprise charge. - Goals and debts: Save toward a trip or a laptop at your own pace, and keep track of who owes whom. - Shared accounts: Share an account with a partner or family through iCloud. Everyone keeps their own accounts private. Sharing needs Premium; joining is free. - Statistics and reports: See where the money goes by category, day and trip, and export the month as a PDF report. - Import a CSV, Excel or PDF bank statement, or an export from another finance app — Lode recognizes the columns and uses Lode AI for unusual layouts and PDFs. EVERY TRIP BUDGETED. EVERY COUNTRY STAMPED Set the country and dates, and every expense on those days goes into the trip — in any currency, against its own budget. - See what a day on the road cost, place by place - A passport stamp for every country, and how much of the world you’ve seen - Your trip on the Lock Screen as a Live Activity - 150+ currencies, booked at the rate of the day you paid WORKS THE WAY YOUR iPhone DOES - Siri & Shortcuts: “Log expense in Lode” — hands-free. - Widgets: Balance, budget and spending on your Home and Lock Screen. - Live Activities: The trip you’re on, right on the Lock Screen. - iCloud sync: Your iPhone and iPad, always in step. - Hide amounts: Tap the balance to cover every figure before you hand the phone over. NO BANK LOGIN. NO ACCOUNT. NO TRACKING - No bank password: Lode never connects to your bank. Payments come from the notifications already on your iPhone. - No account: No sign-up and no email. Open the app and start. - Your iCloud, not our servers: Your data lives on your iPhone and syncs through your own iCloud. - No ads or trackers: Nothing is sold or profiled. AI only sees what you send it, and nothing is stored. START FREE. UPGRADE WHEN YOU'RE READY Core tracking and automatic logging are free forever. Premium unlocks Lode AI, deeper insights and no limits. Know where your money goes. Always. Terms of Use (EULA): https://lodefinance.com/term-of-use Privacy Policy: https://lodefinance.com/privacy-policy