Fynn vs Obolos

Fynn is your minimalist finance companion. Keep track of your accounts, balances, and everyday spending without the clutter, charts, or complexity you don't need. Open the app and see what matters. Adding expenses is designed to be effortless. Type or dictate naturally, enter the details manually, or let Fynn find transactions in receipts, bills, payment confirmations, and screenshots. Take a photo, choose an image from your library, or paste one from your clipboard. Fynn can even recognize multiple activities at once, so catching up on several expenses doesn't mean entering them one by one. With Apple Intelligence, Fynn understands natural language and helps turn what you type, say, or scan into activities you can review before saving. On supported devices, you can scan receipts directly with your camera, while Siri AI lets you interact with Fynn through natural conversation. Your financial data and AI processing stay on your device. The interface stays focused on your finances. See your total balance at a glance, manage multiple accounts and currencies, and open any account to browse its activity. Natural daily summaries highlight what matters without overwhelming you, while widgets bring useful information to your Home Screen and Lock Screen. Already tracking your finances somewhere else? Fynn can import existing data from Revolut and Cashew, making it easier to get started without leaving your history behind. Fynn respects your time and privacy. No ads. No subscriptions. No unnecessary complexity. It works with or without Apple Intelligence, with fast manual entry always available and optional gentle reminders to help you stay consistent. (Camera scanning requires a device with Apple Intelligence enabled and iOS 27.0 or later.)

Obolos is an expense tracker that lives on your iPhone. Your records are kept on the phone itself, with a copy in your own iCloud, so the app opens instantly and works offline — on a plane, abroad, anywhere without signal. LOG SPENDING IN SECONDS Four ways in, all a tap away: • Keypad — with a calculator built in, so you can add up a bill as you type. • Receipt — point the camera and your phone reads the total, on the device. (Premium — every account gets three free scans.) • Text & voice — type or say "coffee 4.50, taxi 12 and groceries 38.20", check the three expenses, add them in one go. (Smart mode, Premium — every account gets five free tries.) • Apple Pay — a one-time Shortcuts automation logs each card payment as you pay, to the right account, and asks for the category. DROP IN A STATEMENT Upload a bank statement as PDF, CSV or XLSX. Obolos compares it with what you have already logged and adds only what is missing — no duplicates and no bank login. (Premium — your first statement is free.) SEE WHERE YOUR MONEY GOES Spending by category and by day, your balance over time with upcoming payments ahead, and Insights that tell you whether this month is a normal one. Week and month views for this month and last are free; the year view, older months, forecasts and Insights are Premium. EVERY CURRENCY, ONE TOTAL Accounts in any of 159 currencies, each kept in its own. Totals convert to your main currency at daily rates, and a transfer between currencies is one operation at the rate you actually got. WHAT THE TRIP REALLY COST Set the dates and the spending inside them joins the trip: the total in the local currency and in yours, per day and by category. AND THE REST • Planned payments — rent, subscriptions, salary — with reminders that come from the phone itself, even offline. • Savings goals — each goal is a real account you transfer money into. • Balance adjustment — enter what the account really holds and Obolos records the difference. • Monthly category budgets with alerts (Premium). • CSV and JSON export (Premium). • Home-screen widgets, App Lock with Face ID, and light or dark mode that follows your iPhone. FREE Unlimited accounts, operations, transfers, goals and trips. Keypad with calculator, three receipt scans to try, and Apple Pay logging. Planned payments and reminders. Statistics for this month and last. No ads. PREMIUM Unlimited receipt scanning. Smart mode: a sentence, typed or spoken, becomes several expenses, and receipts your phone can't read are read for you. Bank statement matching. Category budgets. Insights, the year view, forecasts and your full history. Export. Monthly or yearly subscription, with a free trial for new subscribers. YOUR DATA Your ledger lives on your iPhone and in your own iCloud. Obolos never connects to your bank and never asks for bank credentials. Sign in with Apple. When you use Smart mode or statement matching, the text, photo or file you send is read once by our server and an AI provider and is not used for anything else. No ads, no data sales. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://obolos.vercel.app/privacy