Vault Flow vs Popcorn

VaultFlow shows your complete financial picture — cash, investments, property, and debt — in one calm, private app. See your net worth at a glance, watch it grow, and always know what's coming up. YOUR NET WORTH, AT A GLANCE • One big, clear number, plus a chart you can scrub from one month to all time • Milestones and streaks that make progress feel real • Home Screen widgets for net worth, daily spending, upcoming bills, and your portfolio SIMPLE, EVERYDAY MONEY • Chequing, Savings, and Credit Card — that's it, no clutter • Log spending and income in seconds; move money between accounts • Monthly budgets that show your pace, and recurring bills that never surprise you • A safe-to-spend number for the rest of the month INVESTMENTS WITH LIVE PRICES • Stocks, ETFs, and crypto, valued with live market prices in your currency • Allocation breakdown, today's movers, and gains versus what you paid • A tracker only — VaultFlow never buys, sells, or holds anything PROPERTY, MORTGAGE & DEBT • Track your home's value, equity, mortgage balance, and monthly costs • See every loan and card in one place, with what the interest is costing you • A debt-free planner (avalanche or snowball) that shows your payoff date and interest saved REPORTS & FORECAST • Spending by category, income trends, net worth history, and portfolio performance • A 12-month net worth forecast and month-end cash-flow projection • Financial goals with progress rings MADE FOR YOU • 28 currencies with live exchange rates and a built-in converter • Light and dark mode, Face ID lock, and a one-tap Privacy Mode that hides amounts • Ask Siri "What's my net worth?", or log an expense from Shortcuts and Spotlight PRIVATE BY DESIGN Your data lives on your device. VaultFlow runs no servers and never sees your finances. No account or bank login is required — start in about a minute with the guided setup. Sign in with Apple is optional and only used for iCloud backup across your own devices. VaultFlow is completely free. No subscriptions, no in-app purchases, no ads.

Popcorn is a smart, privacy-first personal finance app that makes expense tracking effortless. Snap a photo of any receipt and let the on-device AI instantly extract the amount, date, merchant, and category — no internet required, your data never leaves your phone. Why Popcorn exists: This budgeting app emerged into existence by the hands of the developers that has seen way too much money going nowhere because of poor or no budgeting, we also experienced how it feels to end the month with nothing left in our bank accounts too! With the fast pacing the world around us has, it is quite easy to lose track of your annual, monthly, or even daily spendings! This is why Popcorn exists, to help you budget, and really build a habit of it. The naming of our app is also put into thought, before a popcorn is a popcorn, it's just a single piece of corn: cheap, bland, and not appealing. However, with the right amount of pressure, it becomes a popcorn, much more expressive and impressive! We hope this simple idea helps you build a habit of budgeting: pushing yourself to do it as well as being consistent about it, the result is anything you could hope for! KEY FEATURES • AI Receipt Scanning Point your camera at a receipt and Popcorn automatically reads the total, date, merchant name, and intelligently categorizes the expense. All processing happens on your device using a built-in language model — completely offline and private. • Smart Budget Planning Set monthly income, allocate budgets by category, and define savings goals. Popcorn tracks your spending in real time with a beautiful dual-ring progress indicator that shows both budget usage and time elapsed in the month. • 8+ Expense Categories Food, Transport, Shopping, Entertainment, Housing, Health, Education, and Other — each with color-coded icons for quick visual identification. • Visual Budget Monitoring Color-coded status indicators warn you when approaching (amber) or exceeding (red) category budgets. See exactly where your money goes with per-category spending breakdowns • Year-at-a-Glance Review your entire financial year on one screen. Monthly status badges show whether you achieved your budget goals, overspent, or are still in progress. • Complete Privacy Popcorn works entirely offline. No accounts, no cloud sync, no data collection. Your financial data stays on your device, protected by iOS encryption. PRICING Free. No ads. No subscriptions. No in-app purchases. Note: The app includes a bundled AI model (~900MB) for on-device receipt recognition. This makes the initial download larger but ensures complete offline functionality and privacy.