Vault Flow vs Finara

VaultFlow shows your complete financial picture — cash, investments, property, and debt — in one calm, private app. See your net worth at a glance, watch it grow, and always know what's coming up. YOUR NET WORTH, AT A GLANCE • One big, clear number, plus a chart you can scrub from one month to all time • Milestones and streaks that make progress feel real • Home Screen widgets for net worth, daily spending, upcoming bills, and your portfolio SIMPLE, EVERYDAY MONEY • Chequing, Savings, and Credit Card — that's it, no clutter • Log spending and income in seconds; move money between accounts • Monthly budgets that show your pace, and recurring bills that never surprise you • A safe-to-spend number for the rest of the month INVESTMENTS WITH LIVE PRICES • Stocks, ETFs, and crypto, valued with live market prices in your currency • Allocation breakdown, today's movers, and gains versus what you paid • A tracker only — VaultFlow never buys, sells, or holds anything PROPERTY, MORTGAGE & DEBT • Track your home's value, equity, mortgage balance, and monthly costs • See every loan and card in one place, with what the interest is costing you • A debt-free planner (avalanche or snowball) that shows your payoff date and interest saved REPORTS & FORECAST • Spending by category, income trends, net worth history, and portfolio performance • A 12-month net worth forecast and month-end cash-flow projection • Financial goals with progress rings MADE FOR YOU • 28 currencies with live exchange rates and a built-in converter • Light and dark mode, Face ID lock, and a one-tap Privacy Mode that hides amounts • Ask Siri "What's my net worth?", or log an expense from Shortcuts and Spotlight PRIVATE BY DESIGN Your data lives on your device. VaultFlow runs no servers and never sees your finances. No account or bank login is required — start in about a minute with the guided setup. Sign in with Apple is optional and only used for iCloud backup across your own devices. VaultFlow is completely free. No subscriptions, no in-app purchases, no ads.

Finara. is a personal finance app designed to help you manage your money in a simple, modern, and intelligent way. Organize your income, expenses, wallets, and savings goals through a smooth, elegant experience focused on what truly matters: understanding your finances without unnecessary complexity. With secure iCloud synchronization, Face ID protection, and advanced financial organization tools, Finara. is built to support you every day and help you create better financial habits. MAIN FEATURES • Fast income and expense tracking — Easily add transactions with categories, subcategories, and custom notes. • Smart wallets — Manage cash, bank accounts, cards, or any money source across multiple wallets. • Savings goals — Create financial goals, add funds, and track your progress in real time. • Recurring payments — Organize subscriptions, bills, and monthly fixed expenses with automatic reminders. • Financial dashboard — View your available balance, income, expenses, and financial health from a clean and modern dashboard. • Custom subcategories — Personalize your financial organization with categories adapted to your lifestyle. • Security and privacy — Protect your information with Face ID or Touch ID and keep your data securely synchronized through iCloud. • Premium experience — Unlock advanced tools, enhanced customization, and future exclusive features with Finara Premium. FINARA PREMIUM Unlock advanced features such as: • Unlimited wallets • Unlimited goals • Unlimited custom subcategories • Advanced financial organization editing • Detailed report exports • Advanced AI-powered insights • Future premium features PRIVACY Your data remains private and securely synchronized through your iCloud account. Finara. does not sell your financial information or share your personal data. DESIGNED FOR SIMPLICITY Finara. was created for people who want a fast, elegant, and easy-to-use financial app without complicated interfaces or unnecessary tools. Control your money. Build better habits. Organize your financial life with Finara.