Comparison

Spending Tracker vs HomeWallet

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spending Tracker

Features
Read full description

Take control of your money without spreadsheets or stress. Stash Flow is a clean, fast expense tracker built for clarity - especially when spending across multiple currencies or living abroad. Most finance apps feel like homework. Stash Flow is different. It’s designed to be simple, visual, and instantly useful from the first transaction. No accounts. No data collection. Your financial information stays private on your device and is never stored on external servers. KEY FEATURES Multi-Currency Tracking Spend in any currency and track everything in one clear base currency. Perfect for travel, remote work, and daily life. See the Big Picture Beautiful charts and insights help you understand where your money goes at a glance. Smart Budget Limits Set category limits and instantly see when you’re getting close. Daily Cash Flow Track income and expenses to stay in control and avoid overspending. Deep Insights Drill into categories and discover spending patterns you didn’t notice before. Stash Flow helps you understand your money - not just track it. Download now and take back control. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

HomeWallet

Features
Read full description

HomeWallet helps individuals, couples, and families manage all their money from one place, simply, quickly, and without spreadsheets. With HomeWallet, you can record income and expenses, create smart budgets, automatically synchronize your bank accounts, track your savings, investments, and net worth, and share your finances with your partner or family in real time. You can also add transactions simply by speaking, thanks to the built-in artificial intelligence. Main features: - Automatic synchronization with your banks through an authorized provider. - Personalized budgets by category with progress tracking. - Tracking of income, expenses, savings, investments, and net worth. - Add expenses and income using your voice with the built-in AI. - Automatic rules to categorize transactions and save time. - Charts and reports to understand how your finances evolve. - Shared spaces to manage money as a couple or family, while each user keeps their own session. - Cloud synchronization to access your data from any device. - Tutorials and guided setup to get started in just a few minutes. HomeWallet is designed to help you make better financial decisions and understand at all times where your money goes and how your net worth evolves. Important information: HomeWallet is a personal finance organization and visualization tool. It does not offer loans, credit, payment services, insurance, regulated financial advice, or investment execution services. Privacy Policy: https://www.home-wallet.net/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spending Tracker4 screens
HomeWallet4 screens

Verdict

The call

The clearest difference is iOS requirement: HomeWallet at 15.0 against Spending Tracker's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $1.99 per 7 days and HomeWallet sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 4 days, HomeWallet every 5 days. The most recent releases landed on October 13, 2026 and October 10, 2026 respectively.

Scorecard1 real difference Β· 5 level
Spending Tracker versus HomeWallet: the parameters behind the verdict, then further details
ParameterSpending TrackerHomeWallet
PriceFreeFree
Update frequencyEvery 4 days β€” betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS17.615.0 β€” better
Further details β€” not scored
Size28 MB136 MB
Age rating4+4+
DeveloperOleksandr TaranovJosue Vicente Moreno

In-app purchases

3 purchases

Spending Tracker

Subscriptions3
  • Weekly3 Days trial$1.997 Days
  • Monthly7 Days trial$3.991 Month
  • Yearly$34.991 Year
5 purchases

HomeWallet

Subscriptions5
  • 1 extra bank account$0.991 Month
  • 3 extra bank accounts$2.491 Month
  • HomeWallet Premium Monthly14 Days trial$2.991 Month
Show 2 more
  • HomeWallet Extra 5 accounts$3.991 Month
  • HomeWallet Premium Anual14 Days trial$29.991 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is HomeWallet free?
HomeWallet is free to download, with in-app purchases available.
Do Spending Tracker or HomeWallet have ads?
Neither Spending Tracker nor HomeWallet shows ads.
Which is updated more often, Spending Tracker or HomeWallet?
Spending Tracker ships an update every 4 days, and HomeWallet every 5 days. Most recently, Spending Tracker was updated on October 13, 2026 and HomeWallet on October 10, 2026.

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