Comparison

Spending Tracker vs Budgetly Finance Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Features
Read full description

Take control of your money without spreadsheets or stress. Stash Flow is a clean, fast expense tracker built for clarity - especially when spending across multiple currencies or living abroad. Most finance apps feel like homework. Stash Flow is different. It’s designed to be simple, visual, and instantly useful from the first transaction. No accounts. No data collection. Your financial information stays private on your device and is never stored on external servers. KEY FEATURES Multi-Currency Tracking Spend in any currency and track everything in one clear base currency. Perfect for travel, remote work, and daily life. See the Big Picture Beautiful charts and insights help you understand where your money goes at a glance. Smart Budget Limits Set category limits and instantly see when you’re getting close. Daily Cash Flow Track income and expenses to stay in control and avoid overspending. Deep Insights Drill into categories and discover spending patterns you didn’t notice before. Stash Flow helps you understand your money - not just track it. Download now and take back control. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budgetly Finance Tracker

Manage your money effectively with this personal finance app. Track expenses, set budgets, save for goals, and plan debt payoff. Premium features include AI coaching and detailed reports.

Highlights
  • Expense and income tracking
  • Customizable budget limits
  • Savings goal setting
  • Debt payoff planning
  • Bill reminders
  • AI financial coaching (Premium)
  • Monthly financial reports (Premium)
Features
Read full description

Budgetly – Smart Personal Finance Tracker Take control of your money with Budgetly — the personal finance app designed to make budgeting simple, debt payoff achievable, and financial freedom within reach. Whether you're tracking daily expenses, saving for a big goal, or planning your path to early retirement, Budgetly gives you everything you need in one beautifully designed app. TRACK YOUR SPENDING Know exactly where your money goes every month. Log income and expenses by category, see your monthly net balance at a glance, and get instant spending insights on your dashboard. No more mystery charges. No more end-of-month surprises. SET SMART BUDGETS Create monthly budget limits for each spending category — groceries, dining, entertainment, transport, and more. Budgetly shows you real-time progress bars so you always know how much you've spent and how much you have left. Stay on track without obsessing over every dollar. REACH YOUR SAVINGS GOALS Saving for a vacation, an emergency fund, or a new car? Set a savings goal, assign it a target amount, and track your contributions over time. Watch your progress grow with a clear, motivating view of how close you are to hitting each milestone. PAY OFF DEBT FASTER Add your debts — credit cards, student loans, personal loans — and let Budgetly help you build a payoff plan. With support for the avalanche strategy (tackling highest-interest debt first), you'll minimize interest paid and get out of debt faster. NEVER MISS A BILL Set up reminders for recurring bills and savings contributions. Toggle them on or off as your schedule changes. Budgetly keeps your financial calendar organized so you're never caught off guard by a due date. PREMIUM: GO DEEPER WITH YOUR FINANCES Upgrade to Budgetly Premium and unlock powerful tools for serious financial planning: • AI Financial Coach — Get personalized, on-demand financial guidance powered by AI. Ask questions about your spending habits, get advice on paying off debt faster, or find out how to reach your savings goals sooner. Your AI coach understands your actual financial data — not generic tips, but real insights based on your numbers. • Monthly Reports — Get a full breakdown of your spending by category, your savings rate, and month-over-month trends. Understand your financial patterns and make smarter decisions. • FIRE Calculator — Planning to retire early? The FIRE (Financial Independence, Retire Early) calculator automatically pulls your income and expenses to estimate your FIRE number and projected retirement date. Adjust your savings rate and see how it changes your timeline. • CSV Export — Download or share your full transaction history as a CSV file. Perfect for tax season, working with a financial advisor, or just keeping your own records. FREE TO START Budgetly is free to download with up to 50 transactions per month — enough to get started and see the value right away. When you're ready for more, upgrade to Premium for unlimited transactions and access to all advanced features. Premium Plans: • Monthly: $1.99/month • Annual: $7.99/year (save over 65%) Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscription anytime in your Apple ID settings. DESIGNED FOR IPHONE Budgetly is built with a clean, modern interface that feels right at home on iOS. Light and dark mode are both fully supported, adapting automatically to your system preference or letting you choose your favorite in settings. YOUR DATA, YOUR PRIVACY Your financial data is stored securely and never sold to third parties. Budgetly is built for people who take their finances seriously — and their privacy just as seriously. Download Budgetly today and start building the financial future you deserve. Terms of Use: https://budget-wise--balajidamodaran.replit.app/terms

Screenshots

Spending Tracker4 screens
Budgetly Finance Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Spending Tracker at every 4 days against Budgetly Finance Tracker's fortnightly. Budgetly Finance Tracker's advantage is iOS requirement (15.1 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $1.99 per 7 days and Budgetly Finance Tracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 4 days, Budgetly Finance Tracker fortnightly. The most recent releases landed on October 25, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 7 level
Spending Tracker versus Budgetly Finance Tracker: the parameters behind the verdict, then further details
ParameterSpending TrackerBudgetly Finance Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.615.1 — better
Further details — not scored
Size28 MB45 MB
Age rating4+4+
DeveloperOleksandr TaranovBalaji Damodaran

In-app purchases

3 purchases

Spending Tracker

Subscriptions3
  • Weekly3 Days trial$1.997 Days
  • Monthly7 Days trial$3.991 Month
  • Yearly$34.991 Year
2 purchases

Budgetly Finance Tracker

Subscriptions2
  • Budgetly Premium Monthly$1.991 Month
  • Budgetly Premium Yearly$7.991 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Budgetly Finance Tracker free?
Budgetly Finance Tracker is free to download, with in-app purchases available.
Do Spending Tracker or Budgetly Finance Tracker have ads?
Neither Spending Tracker nor Budgetly Finance Tracker shows ads.
Which is updated more often, Spending Tracker or Budgetly Finance Tracker?
Spending Tracker ships an update every 4 days, and Budgetly Finance Tracker fortnightly. Most recently, Spending Tracker was updated on October 25, 2026 and Budgetly Finance Tracker on October 6, 2026.

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