Comparison

Spending Tracker vs Total Money

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spending Tracker

Features
Read full description

Take control of your money without spreadsheets or stress. Stash Flow is a clean, fast expense tracker built for clarity - especially when spending across multiple currencies or living abroad. Most finance apps feel like homework. Stash Flow is different. It’s designed to be simple, visual, and instantly useful from the first transaction. No accounts. No data collection. Your financial information stays private on your device and is never stored on external servers. KEY FEATURES Multi-Currency Tracking Spend in any currency and track everything in one clear base currency. Perfect for travel, remote work, and daily life. See the Big Picture Beautiful charts and insights help you understand where your money goes at a glance. Smart Budget Limits Set category limits and instantly see when you’re getting close. Daily Cash Flow Track income and expenses to stay in control and avoid overspending. Deep Insights Drill into categories and discover spending patterns you didn’t notice before. Stash Flow helps you understand your money - not just track it. Download now and take back control. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Total Money

Features
Read full description

Your accounts, expenses and budgets β€” in one clear app. Total Money brings accounts, income, spending, budgets and reports together in one clear personal finance workspace. Record everyday operations, review previous months and understand your financial position without creating an online account. KEY FEATURES β€’ Keep cash, debit and credit accounts in one place β€’ Record income, expenses and transfers quickly β€’ Work with multiple currencies β€’ Set monthly budgets and income plans β€’ Review cash flow, category progress and detailed reports β€’ Search and filter your operation history β€’ Arrange accounts and categories to suit you β€’ Export your data in CSV format β€’ Import CoinKeeper 2 CSV files when migrating PRIVATE BY DESIGN Your financial data is stored locally on your device. Total Money has no advertising or third-party tracking. Optional iCloud backups are encrypted before they leave the app and are stored in your private iCloud database. Designed for iPhone and iPad.

Screenshots

Spending Tracker4 screens
Total Money4 screens

Verdict

The call

The clearest difference is in-app purchases: Total Money at none against Spending Tracker's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $1.99 per 7 days. Total Money asks for nothing beyond the download.

UpkeepUpdate frequency

Spending Tracker ships an update every 4 days, Total Money every 8 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Β· 5 level
Spending Tracker versus Total Money: the parameters behind the verdict, then further details
ParameterSpending TrackerTotal Money
PriceFreeFree
Update frequencyEvery 4 days β€” betterEvery 8 days
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617.0 β€” better
Further details β€” not scored
Size28 MB6 MB
Age rating4+4+
DeveloperOleksandr TaranovAnatoly Romashev

In-app purchases

3 purchases

Spending Tracker

Subscriptions3
  • Weekly3 Days trial$1.997 Days
  • Monthly7 Days trial$3.991 Month
  • Yearly$34.991 Year
None

Total Money

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Total Money free?
Total Money is free to download, with no in-app purchases.
Do Spending Tracker or Total Money have ads?
Neither Spending Tracker nor Total Money shows ads.
Which is updated more often, Spending Tracker or Total Money?
Spending Tracker ships an update every 4 days, and Total Money every 8 days. Most recently, Spending Tracker was updated on October 25, 2026 and Total Money on October 24, 2026.

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