Comparison

Xsplitter vs FinyxFin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xsplitter

Features
Read full description

Xsplitter is a simple and intuitive expense-splitting app for friends, couples, roommates, and travel groups. Record shared expenses, see who paid what, and instantly understand how costs should be divided — no spreadsheets and no manual calculations. Key Features • Quickly add expenses with categories and multiple currencies • Fairly split costs among selected members • Clear summaries of total group spending • Easily track who paid and who owes • Perfect for trips, daily life, and shared budgets Xsplitter focuses on clarity and ease of use, helping groups manage shared expenses with less confusion and fewer arguments. No ads. No accounts. No unnecessary complexity. Just simple expense splitting.

About

FinyxFin

Manage your money effectively with this comprehensive personal finance tool. Track expenses, create budgets, monitor investments, and plan financial goals. It offers AI-powered insights and robust privacy features, keeping your data secure and organized on all your Apple devices.

Highlights
  • Expense and budget tracking
  • Bill and subscription management
  • Investment and net worth monitoring
  • Goal and debt tracking
  • AI-powered financial insights
  • Reporting and visual charts
  • Apple Reminders integration
Features
Read full description

Take control of your finances with a powerful, private, and easy-to-use personal finance manager. Track spending, manage budgets, monitor investments, plan goals, and organize your financial life in one place. Whether you’re managing everyday expenses or planning for long-term financial goals, everything stays organized and under your control. EXPENSE AND BUDGET TRACKING • Track daily, weekly, and monthly expenses • Create budgets and custom spending categories • Monitor income, cash flow, and spending trends • Understand where your money goes with clear insights BILLS, SUBSCRIPTIONS, AND RECURRING PAYMENTS • Track bills, subscriptions, and recurring payments • Stay ahead of upcoming due dates • Reduce missed payments and unexpected charges • Keep recurring payments organized automatically APPLE REMINDERS INTEGRATION Keep important financial reminders where you already manage tasks. • Create reminders in Apple Reminders for bills, loan payments, goals, and custom reminders • Recurring bills can generate repeating reminders automatically • A dedicated reminders list helps keep financial reminders organized • Works with Reminders widgets, Apple Watch, and Siri This integration helps you stay on top of important financial dates using Apple Reminders. INVESTMENTS AND NET WORTH • Track investments and portfolio progress • Monitor assets, liabilities, and overall net worth • View long-term financial growth in one dashboard • Get a complete financial overview across accounts GOALS, SAVINGS, AND DEBT TRACKING • Set and track financial goals with target dates • Monitor savings progress and milestones • Track loans, debts, and repayments • Stay motivated with measurable progress AI-POWERED INSIGHTS • Get intelligent insights to better understand your finances • On-device AI powered by Apple’s local models • No data leaves your device • Optional feature — you can turn AI insights on or off anytime REPORTS AND INSIGHTS • Visual charts and summaries • Monthly and yearly financial reports • Budget performance and spending trends • Clear insights without unnecessary complexity • Enhanced with optional AI-powered insights BACKUP AND RESTORE Your financial data is protected with a robust backup system. • Automatic backups can be created regularly • Safety backups are created before restore or major changes • Restore data when switching devices or reinstalling • Export and import backup files for extra flexibility Designed to help keep your financial data safe and recoverable. PRIVACY FIRST • No ads. No tracking. • Your financial data stays private • Data is stored locally on your device with optional cloud backup • Built with privacy and data protection in mind ONE APP. ALL YOUR DEVICES • Optimized for iPhone, iPad, and Mac • Seamless experience across Apple devices • Designed for both mobile and desktop use Privacy Policy: https://www.finyxfin.app/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Xsplitter4 screens
FinyxFin4 screens

Verdict

The call

The clearest difference is in-app purchases: Xsplitter at none against FinyxFin's 2. Xsplitter also leads on update cadence (every 2 days vs weekly). FinyxFin's advantage is device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinyxFin sells 2 in-app purchases, starting at $4.99 per month. Xsplitter asks for nothing beyond the download.

UpkeepUpdate frequency

Xsplitter ships an update every 2 days, FinyxFin weekly. The most recent releases landed on October 31, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
Xsplitter versus FinyxFin: the parameters behind the verdict, then further details
ParameterXsplitterFinyxFin
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 days — betterWeekly
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS17.6 — better18.6
Further details — not scored
Size2 MB43 MB
Age rating4+4+
DeveloperJin Sheng AngMeera Choudhary

In-app purchases

None

Xsplitter

No in-app purchases

2 purchases

FinyxFin

Subscriptions2
  • Premium Monthly7 Days trial$4.991 Month
  • Premium Yearly$39.991 Year

Questions

Is Xsplitter free?
Xsplitter is free to download, with no in-app purchases.
Is FinyxFin free?
FinyxFin is free to download, with in-app purchases available.
Do Xsplitter or FinyxFin have ads?
Neither Xsplitter nor FinyxFin shows ads.
Which is updated more often, Xsplitter or FinyxFin?
Xsplitter ships an update every 2 days, and FinyxFin weekly. Most recently, Xsplitter was updated on October 31, 2026 and FinyxFin on October 6, 2026.

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