Comparison

Xsplitter vs Moneio

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Xsplitter

Features
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Xsplitter is a simple and intuitive expense-splitting app for friends, couples, roommates, and travel groups. Record shared expenses, see who paid what, and instantly understand how costs should be divided โ€” no spreadsheets and no manual calculations. Key Features โ€ข Quickly add expenses with categories and multiple currencies โ€ข Fairly split costs among selected members โ€ข Clear summaries of total group spending โ€ข Easily track who paid and who owes โ€ข Perfect for trips, daily life, and shared budgets Xsplitter focuses on clarity and ease of use, helping groups manage shared expenses with less confusion and fewer arguments. No ads. No accounts. No unnecessary complexity. Just simple expense splitting.

About

Moneio

Features
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Moneio โ€” Personal Finance Tracker Managing money has never been this simple and visual. Moneio brings all your financial accounts together in one place, giving you a crystal-clear picture of where you stand โ€” and where you're headed Total Balance & Accounts Connect all your accounts โ€” cash, debit cards, credit cards, and savings โ€” and see your total balance at a glance. Toggle accounts on or off to focus on what matters. Smart Analytics Understand your spending habits with beautiful, interactive charts. See expenses broken down by category โ€” travel, shopping, health, subscriptions, and more โ€” for any time period. Goals, Debts & Credits Set savings goals and track your progress. Keep tabs on your debts and credit obligations so you always know exactly what you owe. Spending Forecast See how your spending is trending throughout the month and get a projected total โ€” so you're never caught off guard at the end of the month. Transaction History Every income and expense, logged and searchable. Filter by date, category, or account. Never lose track of a payment again. Moneio is designed for people who want clarity, not complexity. Clean design, powerful tools, and everything you need to build better financial habits โ€” starting today. AI-powered financial assistant coming soon! Terms of Use: https://alexdaronin.github.io/Privacy-Policy/terms-of-use Privacy Policy: https://alexdaronin.github.io/Privacy-Policy/

Screenshots

Xsplitter4 screens
Moneio4 screens

Verdict

The call

The clearest difference is in-app purchases: Xsplitter at none against Moneio's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Moneio sells 2 in-app purchases, starting at $5.99 per month. Xsplitter asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.

Scorecard1 real difference ยท 5 level
Xsplitter versus Moneio: the parameters behind the verdict, then further details
ParameterXsplitterMoneio
PriceFreeFree
Update frequencyEvery 2 daysEvery 2 days
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.6 โ€” better18.0
Further details โ€” not scored
Size2 MB7 MB
Age rating4+4+
DeveloperJin Sheng AngOleksii Daronin

In-app purchases

None

Xsplitter

No in-app purchases

2 purchases

Moneio

Subscriptions2
  • Moneio Pro$5.991 Month
  • Moneio Pro (Annual)$49.991 Year

Questions

Is Xsplitter free?
Xsplitter is free to download, with no in-app purchases.
Is Moneio free?
Moneio is free to download, with in-app purchases available.
Do Xsplitter or Moneio have ads?
Neither Xsplitter nor Moneio shows ads.
Which is updated more often, Xsplitter or Moneio?
Xsplitter ships an update every 2 days, and Moneio every 2 days. Most recently, Xsplitter was updated on October 13, 2026 and Moneio on October 9, 2026.

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