Xsplitter vs Koink
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Xsplitter
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Xsplitter is a simple and intuitive expense-splitting app for friends, couples, roommates, and travel groups. Record shared expenses, see who paid what, and instantly understand how costs should be divided โ no spreadsheets and no manual calculations. Key Features โข Quickly add expenses with categories and multiple currencies โข Fairly split costs among selected members โข Clear summaries of total group spending โข Easily track who paid and who owes โข Perfect for trips, daily life, and shared budgets Xsplitter focuses on clarity and ease of use, helping groups manage shared expenses with less confusion and fewer arguments. No ads. No accounts. No unnecessary complexity. Just simple expense splitting.
Koink
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Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES โข AI receipt scanning โข Expense tracking and budgeting โข Bill splitting with friends โข Personal money journal โข Multiple currencies โข Export splits to PDF or text โข Location tagging for journal entries โข Custom themes, fonts, colors, and app icons โข No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Xsplitter at none against Koink's 5. Xsplitter also leads on update cadence (every 2 days vs every 10 days) and iOS requirement (17.6 vs 26.1). On price, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Koink sells 5 in-app purchases, starting at $5.99 per month. Xsplitter asks for nothing beyond the download.
Xsplitter ships an update every 2 days, Koink every 10 days. The most recent releases landed on October 13, 2026 and September 29, 2026 respectively.
| Parameter | Xsplitter | Koink |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days โ better | Every 10 days |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 17.6 โ better | 26.1 |
| Further details โ not scored | ||
| Size | 2 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Jin Sheng Ang | Romano Coronel |
In-app purchases
Xsplitter
No in-app purchases
Koink
- Koink Premium$5.991 Month
- Koink Premium Yearly$49.991 Year
- 50 Scan Credits$4.99
- 150 Scan Credits$12.99
- 500 Scan Credits$29.99







