Comparison

Slatefi vs Bayar Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Slatefi

Features
Read full description

Slate is a global money account built for how you actually move money today. Hold, send, and spend across currencies and borders without the usual friction. One account with access to bank rails, crypto, and mobile money. Hold multiple currencies • USD, EUR, and GBP accounts with your own details for ACH, Wire, SEPA, and Faster Payments • USDC, USDT, PYUSD, and EURC on Solana, Ethereum, Base, and Polygon • NGN and GHS wallets for instant local payouts Send money globally • Bank transfers to the US, UK, EU, Nigeria, and Ghana • Crypto transfers to any wallet across supported networks • Mobile money payouts to MTN, Telecel, AirtelTigo in Ghana, and major Nigerian banks • Live FX rates so you see exactly what the recipient gets before sending Spend with a virtual card Create a virtual card funded from your balance. Pay online, track transactions, and view merchant details in real time. Earn on your balance Idle dollar balances earn yield automatically. No lockups. Withdraw anytime. Built for real-world use • Face ID and PIN protection on every session • Instant notifications when money moves • Clear, detailed receipts • Support for 20+ countries at launch Pay a freelancer in Lagos, send money to family in Accra, get paid in USD, or hold stablecoins. Slate keeps it simple. Download Slate and get a global account in minutes.

About

Bayar Pay

Read full description

Bayar Pay is a secure, instant, and simple global payment app. Anyone, anywhere can send real money across borders as easily as sending a message — no banks, no friction, just tap, scan, and go. All you need is a phone number and the BAYAR app to pay like a local in any currency. With lower fees and fast transfers, BAYAR puts power back into the hands of people instead of banks and middlemen.

Screenshots

Slatefi4 screens
Bayar Pay4 screens

Verdict

The call

The clearest difference is ads: Bayar Pay at none against Slatefi's shown. Bayar Pay also leads on update cadence (every 4 days vs monthly) and iOS requirement (14.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Slatefi ships an update monthly, Bayar Pay every 4 days. The most recent releases landed on October 14, 2026 and October 18, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Slatefi versus Bayar Pay: the parameters behind the verdict, then further details
ParameterSlatefiBayar Pay
PriceFreeFree
Update frequencyMonthlyEvery 4 days — better
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.014.0 — better
Further details — not scored
Size54 MB19 MB
Age rating4+17+
DeveloperAzimuth Labs Inc.Bayar Pay Inc.

In-app purchases

None

Slatefi

No in-app purchases

None

Bayar Pay

No in-app purchases

Questions

Is Slatefi free?
Slatefi is free to download, with no in-app purchases.
Is Bayar Pay free?
Bayar Pay is free to download, with no in-app purchases.
Do Slatefi or Bayar Pay have ads?
Slatefi shows ads; Bayar Pay does not.
Which is updated more often, Slatefi or Bayar Pay?
Slatefi ships an update monthly, and Bayar Pay every 4 days. Most recently, Slatefi was updated on October 14, 2026 and Bayar Pay on October 18, 2026.

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