Slatefi vs Bayar Pay
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Slatefi
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Slate is a global money account built for how you actually move money today. Hold, send, and spend across currencies and borders without the usual friction. One account with access to bank rails, crypto, and mobile money. Hold multiple currencies ⢠USD, EUR, and GBP accounts with your own details for ACH, Wire, SEPA, and Faster Payments ⢠USDC, USDT, PYUSD, and EURC on Solana, Ethereum, Base, and Polygon ⢠NGN and GHS wallets for instant local payouts Send money globally ⢠Bank transfers to the US, UK, EU, Nigeria, and Ghana ⢠Crypto transfers to any wallet across supported networks ⢠Mobile money payouts to MTN, Telecel, AirtelTigo in Ghana, and major Nigerian banks ⢠Live FX rates so you see exactly what the recipient gets before sending Spend with a virtual card Create a virtual card funded from your balance. Pay online, track transactions, and view merchant details in real time. Earn on your balance Idle dollar balances earn yield automatically. No lockups. Withdraw anytime. Built for real-world use ⢠Face ID and PIN protection on every session ⢠Instant notifications when money moves ⢠Clear, detailed receipts ⢠Support for 20+ countries at launch Pay a freelancer in Lagos, send money to family in Accra, get paid in USD, or hold stablecoins. Slate keeps it simple. Download Slate and get a global account in minutes.
Bayar Pay
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Bayar Pay is a secure, instant, and simple global payment app. Anyone, anywhere can send real money across borders as easily as sending a message ā no banks, no friction, just tap, scan, and go. All you need is a phone number and the BAYAR app to pay like a local in any currency. With lower fees and fast transfers, BAYAR puts power back into the hands of people instead of banks and middlemen.
Screenshots
Verdict
The clearest difference is ads: Bayar Pay at none against Slatefi's shown. Bayar Pay also leads on update cadence (every 4 days vs monthly) and iOS requirement (14.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Slatefi ships an update monthly, Bayar Pay every 4 days. The most recent releases landed on October 14, 2026 and October 18, 2026 respectively.
| Parameter | Slatefi | Bayar Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 4 days ā better |
| Ads | Yes | No ā better |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 14.0 ā better |
| Further details ā not scored | ||
| Size | 54 MB | 19 MB |
| Age rating | 4+ | 17+ |
| Developer | Azimuth Labs Inc. | Bayar Pay Inc. |
In-app purchases
Slatefi
No in-app purchases
Bayar Pay
No in-app purchases









