Slatefi vs BatuaY

Slate is a global money account built for how you actually move money today. Hold, send, and spend across currencies and borders without the usual friction. One account with access to bank rails, crypto, and mobile money. Hold multiple currencies • USD, EUR, and GBP accounts with your own details for ACH, Wire, SEPA, and Faster Payments • USDC, USDT, PYUSD, and EURC on Solana, Ethereum, Base, and Polygon • NGN and GHS wallets for instant local payouts Send money globally • Bank transfers to the US, UK, EU, Nigeria, and Ghana • Crypto transfers to any wallet across supported networks • Mobile money payouts to MTN, Telecel, AirtelTigo in Ghana, and major Nigerian banks • Live FX rates so you see exactly what the recipient gets before sending Spend with a virtual card Create a virtual card funded from your balance. Pay online, track transactions, and view merchant details in real time. Earn on your balance Idle dollar balances earn yield automatically. No lockups. Withdraw anytime. Built for real-world use • Face ID and PIN protection on every session • Instant notifications when money moves • Clear, detailed receipts • Support for 20+ countries at launch Pay a freelancer in Lagos, send money to family in Accra, get paid in USD, or hold stablecoins. Slate keeps it simple. Download Slate and get a global account in minutes.

Your money, in one app. Hold USDC, USDT, OUSD and Bitcoin in a wallet only you control. Send money to anyone by username for free, get paid with your own QR code and link, earn on your USDC, and buy or sell Bitcoin by card. SEND AND GET PAID • Send to anyone by their @username or a wallet address, in seconds • Sends are free, and we cover the network fees on stablecoins • Get paid with your own QR code and payment link, even by people who don't use BatuaY • Add your QR code to Apple Wallet and show it anywhere • Deposit from any exchange or wallet app BITCOIN • Hold, send and receive Bitcoin in the same wallet • Pay and get paid instantly with Lightning • Get your own Bitcoin address for deposits from any exchange • Buy and sell Bitcoin by card through our licensed payment partner EARN • Earn on your USDC, upto 6% a year today • Add or withdraw any time, with no lock up • Watch your earnings grow every day SWITCH COINS • Convert between USDC, USDT and OUSD in a tap, where available TOP UP • Add funds with Apple Pay, Visa or Mastercard SECURE BY DESIGN • Your wallet is self custody: only you can move your money • Every payment is approved with Face ID and your passkey • BatuaY never holds your keys FOR BUSINESSES • Pay suppliers' bank accounts in 100+ countries by SEPA, Faster Payments, ACH and SWIFT • Send invoices with a pay link and keep track of bills • Scan a bill and let AI read it for you • Team accounts with roles and approvals Earn rates are variable and change over time. Bitcoin's price can rise and fall. Bitcoin network fees are paid by you and shown before you approve. Features and coins depend on where you live. BatuaY is operated by GridChain Technology Inc.