Steady vs Circle Dividend Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Steady
Track all your investment income and passive income streams in one place. Plan for retirement, learn about dividend investing, and get AI-powered financial advice. Gamified progress and customizable themes make managing your money engaging.
- Track dividend income from stocks, ETFs, REITs, and more
- AI financial advisor for portfolio analysis and updates
- Gamified Snowball Score for progress tracking
- Retirement planning and portfolio stress-testing
- Financial education skill tree
- Import holdings from any brokerage via CSV or screenshots
- Paper trading with virtual cash
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Steady is the ultimate dividend income tracker and passive income planner for investors at every level. Whether you're building a retirement portfolio, chasing financial freedom, or just learning how dividends work — Steady gives you every tool you need in one beautifully designed app. TRACK ALL YOUR INCOME IN ONE PLACE Add stocks, ETFs, REITs, bonds, CDs, and high-yield savings accounts. See your annual dividend income broken down by month, day, and hour. Track rental properties and job income alongside your investments for a complete picture of your financial life. WARREN — YOUR AI FINANCIAL ADVISOR Chat with Warren, your personal AI mentor named after the greatest investor of all time. Ask questions about your portfolio, upload brokerage screenshots for instant analysis, and even tell Warren to update your holdings directly from the chat. Warren knows your portfolio, speaks your language, and never judges a "dumb question." SNOWBALL MOMENTUM SCORE Your progress, gamified. Steady's proprietary 1–100 Snowball Score measures your consistency, growth, reinvestment habits, and investing activity. Level up from Snowflake to Avalanche as your portfolio grows — complete with animated snow effects that intensify with your score. PLAN YOUR RETIREMENT Use the built-in retirement calculator to project future dividend income based on your current portfolio and monthly contributions. Discover exactly how much you need to cover your bills and reach true financial independence. Stress-test your portfolio against real historical crashes — the 2008 Financial Crisis, COVID-19, and the Dot-Com Bubble. FINANCIAL EDUCATION — SKILL TREE Learn dividend investing through 12 progressive lessons across 5 tiers, from "What Is a Stock" to "Building an Income Portfolio." Earn XP, unlock new lessons, and build real financial knowledge at your own pace. Each lesson includes visual content and real-world examples. IMPORT FROM ANY BROKERAGE Sync holdings from Fidelity, Charles Schwab, Robinhood, Vanguard, E*TRADE, TD Ameritrade and more via CSV. Or just screenshot your brokerage app — Warren's AI will extract your symbols, share counts, and cost basis automatically. PAPER TRADING Not ready to invest real money? Practice with $10,000 in virtual cash. Trade Apple, Google, Tesla, and 7 more popular stocks with real-time prices and zero risk. CALENDAR & BILL TRACKER Visualize every dividend payment, ex-dividend date, and recurring expense on a color-coded calendar. Know exactly when money is arriving and when bills are due — every month. ACHIEVEMENTS & BADGES Unlock badges like "The Aristocrat" (own 5 Dividend Aristocrats), "Clockwork" (dividends every month of the year), and "The Phoenix" (DRIP enabled for 6 months). Real milestones, real motivation. CUSTOMIZABLE & SECURE Choose from 14 themes including 6 animated backgrounds — Jungle, Space, Ocean, Inferno, Aurora, and Sakura. Protect your portfolio with Face ID, Touch ID, or fingerprint. Available in English, Spanish, French, German, Portuguese, Chinese, Japanese, Korean, Hindi, Arabic, and Russian. PREMIUM — STEADY PRO Unlock unlimited holdings, unlimited Warren messages, dividend cut alerts, brokerage CSV import, and AI portfolio scanning. $4.99/month or $47.99/year. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Circle Dividend Tracker
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Circle Dividend Tracker – Build Your Soft Life With Dividends Welcome to your Dividend Income Era. Circle Dividend Tracker is the modern dividend portfolio app designed for women who are serious about building wealth, cash flow, and financial freedom — one U.S. stock at a time. No more messy spreadsheets. No more wondering when you’re getting paid. No more guessing what your income looks like. Track, forecast, and visualize your dividend income with clarity and confidence — all from your phone. Because a Rich Auntie doesn’t chase money. She tracks it. She projects it. She grows it. What You Can Do Inside the App: Track dividend income by month and year See exactly when and how much you’ll be paid Link your brokerage account (Fidelity, Charles Schwab, Vanguard, Robinhood, M1 Finance and more) Automatically update when you buy or sell Filter by Estimated, Declared, and Confirmed dividend dates View all U.S. dividend stocks in one place Monitor portfolio diversification Set passive dividend income goals Build a watchlist of future dividend buys This is for the woman building passive income. For the investor planning her soft life. For the future millionaire stacking dividends quietly. Visualize your income. Own your numbers. Step fully into your Wealth Era. Upgrade from spreadsheets. Upgrade your investing. Your dividends deserve luxury tracking. Privacy policy: https://docs.google.com/document/d/e/2PACX-1vSCNJOhvNI_CztqMBBGN9-Qm5S1Ky3o0fA67czHnVBf6qGqzT6zm1aeWqU-n2Zllnq4QzPBNet6ghCL/pub Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is device support: Steady at 3 against Circle Dividend Tracker's —. On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Steady sells 3 in-app purchases, starting at $4.99 per month and Circle Dividend Tracker sells 2 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Steady | Circle Dividend Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 days | — |
| Ads | No | — |
| In-app purchases | Yes | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | — |
| Requires iOS | 15.1 | 14.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Liam Gonzalez | Cassandra Cummings |
In-app purchases
Steady
- Steady Monthly Premium$4.991 Month
- Steady Yearly Premium$47.991 Year
- Steady Premium Subscription14 Days trial$47.991 Year
Circle Dividend Tracker
- Pro Monthly Plan7 Days trial$14.991 Month
- Pro Annual Plan7 Days trial$99.991 Year
Questions
Is Steady free?
Is Circle Dividend Tracker free?
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