wym vs Breadsheet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
wym
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Where did your money go? wym remembers. Log a purchase in a few seconds, right after you pay. wym turns those quick entries into a clear picture: what you spent, what is left this month, how your goals are going, and who still owes you for dinner. No bank login. No ads. Just your own record, kept tidy. LOG IT WHILE IT IS FRESH • Add an expense or income in three steps: amount, category, save • Capture Apple Pay purchases with an iOS Shortcut, then confirm them in the app • Optional Gmail import finds receipts and payment alerts. Nothing is added until you approve it • Attach a receipt photo to any transaction • Home Screen widgets keep this month's spending in view KNOW WHAT IS LEFT • Monthly budgets by category, with what is left at a glance • Recurring bills, subscriptions and salary recorded for you on schedule • A weekly report of what came in and what went out • Searchable history with category and date filters SAVE TOWARDS SOMETHING • Saving goals with a target and a date • Goals are funded from what you did not spend, so progress reflects real surplus • Net worth trend over time SPLIT WITHOUT THE AWKWARD MATHS • Split a bill with friends or a group, equally or by exact amounts • Split by receipt item when everyone ordered differently • See who owes who, send a request, and settle up • Add people who do not have wym as guests, or share a link they can open in a browser TRAVEL READY • Log in the local currency while your totals stay in your home currency • Edit the exchange rate on a foreign purchase PRIVATE BY DEFAULT • No third-party ads and no cross-app tracking • Location and notifications are off until you turn them on • Delete your account and data from inside the app OPTIONAL SUBSCRIPTION: wym king wym is free to use. The king subscription adds: • Your complete transaction history (free shows the most recent three months) • Smarter suggestions for payments found in Gmail • Themes, alternate app icons and a profile badge Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. Deleting your wym account does not cancel a subscription. Privacy Policy: https://wym.waasg.com/privacy Terms of Use: https://wym.waasg.com/terms Questions or feedback: david@waasg.com
Breadsheet
Easily track daily spending, manage budgets, and gain insights into your finances. Record transactions manually, via voice, or by scanning receipts. Sync across devices and export your data.
- Manual expense entry
- AI-powered transaction assistant
- Receipt scanning
- Voice transaction logging
- Budget creation by category
- Spending insights and dashboard
- Cross-device sync
- CSV import/export
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Keeping a budget starts with keeping your transactions up to date. Breadsheet gives you a few quick ways to record daily spending. Tap + to enter spending by hand, or open the assistant to type a message, record your voice, or attach a receipt photo. The assistant prepares draft transactions that you can check and save. ADD EXPENSES YOUR WAY • Manual entry logs a transaction in a few taps, with control over every field • Record a voice message in the assistant to prepare a transaction draft • Attach a receipt in the assistant to read its merchant, total, date, and available line items • The assistant can prepare a draft transaction from a sentence ASK ABOUT YOUR SPENDING Ask questions about categories, recent purchases, subscriptions, wallet balances, and budget progress. Breadsheet uses a limited set of relevant spending information to prepare a clear answer. FOLLOW YOUR BUDGETS Set monthly budgets by category and see how much has been spent and how much remains. Give every category its own monthly limit. SEE WHERE YOUR MONEY GOES Review monthly totals, category breakdowns, income, expenses, and recent activity from the dashboard and insights screens. MANAGE EVERYDAY FINANCES Breadsheet includes multiple wallets for cash, cards and savings, transfers, recurring transactions, custom categories, notes, and transaction search. SYNC ACROSS YOUR PHONES Sign in with Google or Apple and turn on Sync to keep the same ledger on each phone you use. Your whole history comes along, on Free and Pro. Sync is off until you turn it on. IMPORT AND EXPORT CSV FILES Import transactions from Mint, YNAB, or another CSV export. Export your Breadsheet transactions whenever you want a separate copy. FREE AND PRO Manual tracking, budgets, insights, wallets, recurring transactions, sync, and CSV import and export are included in the free plan. You can run Breadsheet as a fully manual tracker and never use an AI feature. AI features include a free monthly allowance. Breadsheet Pro gives you a much larger monthly allowance for assistant questions, voice messages, and receipt scans. Pro is available as a monthly or annual subscription, and the annual plan starts with a free trial. SUBSCRIPTION TERMS Payment is charged to your Apple Account when the purchase is confirmed. Monthly and annual subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. You can manage or cancel a subscription in your Apple Account settings. Privacy Policy: https://trybreadsheet.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Breadsheet at every 6 days against wym's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. wym sells 2 in-app purchases, starting at $1.99 per month and Breadsheet sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
wym ships an update monthly, Breadsheet every 6 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.
| Parameter | wym | Breadsheet |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Monthly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 — better | 18.2 |
| Further details — not scored | ||
| Size | 53 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | David Wu | Asher Ahmed |
In-app purchases
wym
- Monthly$1.991 Month
- Annual14 Days trial$19.991 Year
Breadsheet
- Breadsheet Pro Monthly$2.991 Month
- Breadsheet Pro Annual7 Days trial$19.991 Year









