Swish vs WorthTrail
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Swish
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Swish — one entry in seconds. No thinking, no friction, no interruption. Expense tracking, as natural as breathing. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
WorthTrail
Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.
- Private net worth and portfolio tracking
- Track stocks, ETFs, crypto, property, and debts
- Organize holdings with flexible tag groups
- Monitor daily, weekly, monthly, and yearly P&L
- Multi-currency support
- Export Excel and PDF reports
- On-device data storage with iCloud sync option
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WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: WorthTrail at every 2 days against Swish's monthly. Swish's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Swish sells 2 in-app purchases, starting at $0.99 per month and WorthTrail sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Swish ships an update monthly, WorthTrail every 2 days. The most recent releases landed on October 9, 2026 and October 22, 2026 respectively.
| Parameter | Swish | WorthTrail |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (8 ratings) — better |
| Positive reviews | — | 95.5% of reviews |
| Number of ratings | — | 8 — better |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 50 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Kai Yun Chio | 健波 徐 |
In-app purchases
Swish
- Premium Monthly$0.991 Month
- Premium Yearly$9.991 Year
WorthTrail
- WorthTrail Pro Monthly$1.991 Month
- WorthTrail Pro Annual7 Days trial$12.991 Year
- WorthTrail Pro Lifetime$129.99









