Comparison

Swish vs WorthTrail

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swish

Read full description

Swish — one entry in seconds. No thinking, no friction, no interruption. Expense tracking, as natural as breathing. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

WorthTrail

Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.

Highlights
  • Private net worth and portfolio tracking
  • Track stocks, ETFs, crypto, property, and debts
  • Organize holdings with flexible tag groups
  • Monitor daily, weekly, monthly, and yearly P&L
  • Multi-currency support
  • Export Excel and PDF reports
  • On-device data storage with iCloud sync option
Features
Read full description

WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Swish4 screens
WorthTrail4 screens

Verdict

The call

The clearest difference is update cadence: WorthTrail at every 2 days against Swish's monthly. Swish's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Swish sells 2 in-app purchases, starting at $0.99 per month and WorthTrail sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Swish ships an update monthly, WorthTrail every 2 days. The most recent releases landed on October 9, 2026 and October 22, 2026 respectively.

Scorecard2 real differences · 8 level
Swish versus WorthTrail: the parameters behind the verdict, then further details
ParameterSwishWorthTrail
PriceFreeFree
Rating—5.0 (8 ratings) — better
Positive reviews—95.5% of reviews
Number of ratings—8 — better
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad, Mac — better
Requires iOS15.1 — better17.0
Further details — not scored
Size50 MB50 MB
Age rating4+4+
DeveloperKai Yun Chio健波 徐

In-app purchases

2 purchases

Swish

Subscriptions2
  • Premium Monthly$0.991 Month
  • Premium Yearly$9.991 Year
3 purchases

WorthTrail

Subscriptions2
  • WorthTrail Pro Monthly$1.991 Month
  • WorthTrail Pro Annual7 Days trial$12.991 Year
One-time1
  • WorthTrail Pro Lifetime$129.99

Questions

Is Swish free?
Swish is free to download, with in-app purchases available.
Is WorthTrail free?
WorthTrail is free to download, with in-app purchases available.
Do Swish or WorthTrail have ads?
Neither Swish nor WorthTrail shows ads.
Which is updated more often, Swish or WorthTrail?
Swish ships an update monthly, and WorthTrail every 2 days. Most recently, Swish was updated on October 9, 2026 and WorthTrail on October 22, 2026.

Other comparisons