BillSwipee vs CostVault
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
BillSwipee
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Billswipee is a simple, private bill reminder app designed to help you stay on top of recurring payments without ads, accounts, or tracking. Add your bills, choose how often they repeat, and get calm reminders when payments are due. Everything works offline, and your data stays on your device or securely in your iCloud account. Features: β’ Monthly, quarterly, half-yearly, and yearly bills β’ Easy due-day selection β’ Mark bills as paid and undo mistakes β’ Monthly payment summary β’ Optional reminders and snooze β’ Home screen widgets β’ iCloud backup and restore β’ Light, dark, and system appearance Billswipee collects no personal data and contains no ads.
CostVault
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CostVault: Subscription Tracker CostVault helps you keep track of recurring subscriptions and bills in one simple place, with no bank login required. Most budgeting apps want access to your bank account before they show you anything. CostVault doesnβt. Add your subscriptions yourself, see exactly where your money goes, and stay in control of your data. Itβs a great starting point if youβre new to budgeting. What you can do: β’ Track monthly, yearly, weekly, and custom subscriptions β’ See your total recurring cost per month and year β’ View upcoming renewals so nothing catches you off guard β’ Browse renewals in a calendar view β’ Use insights to understand where your money is going β’ Search and sort your subscriptions β’ Export your subscription list β’ Clear all your data anytime β’ Customize appearance and sound settings Private by design: No bank linking and no account syncing. CostVault stores your subscription information locally on your device.
Screenshots
Verdict
The clearest difference is update cadence: BillSwipee at every 2 months against CostVault's every 4 months. BillSwipee also leads on iOS requirement (18.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BillSwipee ships an update every 2 months, CostVault every 4 months. The most recent releases landed on November 9, 2026 and November 13, 2026 respectively.
| Parameter | BillSwipee | CostVault |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months β better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 β better | 26.0 |
| Further details β not scored | ||
| Size | 6 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Mitrabhanu Bal | DYLAN THOMAS REAMS |
In-app purchases
BillSwipee
No in-app purchases
CostVault
No in-app purchases









