贷款计算器 vs LoanTracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
贷款计算器
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贷款计算器-LoanMaster - 专业贷款计算工具 让还款计划一目了然，帮您做出更明智的财务决策。 【核心功能】 • 精准计算 - 支持等额本息、等额本金、先息后本三种还款方式 • 完整计划表 - 查看全部 360 期详细还款数据 • 提前还款模拟 - 计算提前还款能节省多少利息 • 每期额外还款 - 制定最优还款策略，提前还清贷款 • 导出分享 - 生成高清图片，轻松分享给家人 【为什么选择 LoanMaster】 100% 离线 - 所有数据仅存储在您的设备，绝不上传 精确计算 - 使用标准金融公式，精确到小数点后两位 专业设计 - 简洁优雅的界面，操作流畅 一次购买 - 专业版终身使用，无需订阅 【适用场景】 • 购房贷款规划 • 车贷计算 • 消费贷款分析 • 提前还款决策 • 财务规划 立即下载，让贷款还款更清晰！
LoanTracker
Manage all your loans in one place, from mortgages to personal loans. Automatically calculates monthly payments and generates clear repayment schedules. Receive timely reminders to avoid missing any due dates.
- Unified loan management
- Automatic monthly payment calculation
- Multiple repayment methods
- Early repayment calculator (VIP)
- Detailed repayment schedules
- Repayment reminders
- Local data storage
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One App. All Your Loans. Mortgage, car loan, personal loan — lost track? LoanTracker keeps everything organized. Auto-calculate payments and generate full amortization schedules. AUTO-CALCULATE PAYMENTS Enter principal, rate, term, and method. Instantly see your monthly payment and complete repayment schedule. 3 REPAYMENT METHODS • Equal Installment: Fixed monthly payment • Equal Principal: Fixed principal, decreasing payments • Interest-Only: Pay interest, principal at end EARLY REPAYMENT (VIP) Enter an amount to see two scenarios: shorten term or reduce payment. 100% PRIVATE & OFFLINE All data stored locally. No sign-up, no upload, no tracking. Free for 1 loan. Unlock VIP for unlimited loans + early repayment + CSV export. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: LoanTracker at none against 贷款计算器's 1. 贷款计算器's advantage is update cadence (every 2 days vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 贷款计算器 sells 1 one-off in-app purchase. LoanTracker asks for nothing beyond the download.
贷款计算器 ships an update every 2 days, LoanTracker every 5 weeks. The most recent releases landed on October 8, 2026 and October 10, 2026 respectively.
| Parameter | 贷款计算器 | LoanTracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 2 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 3 MB | 10 MB |
| Age rating | 4+ | 12+ |
| Developer | 大帅 李 | 磊 刘 |
In-app purchases
贷款计算器
- Pro Version$3.99
LoanTracker
No in-app purchases
