SpendLedger vs CleanSlate

How much can you safely spend today? SpendLedger answers that question the moment you open it. Instead of just recording what you have already spent, it shows you a daily safe-to-spend amount, so you reach the end of the month without running out of money and still hit your savings goal. SpendLedger is a simple money manager that automatically works out how much you can spend each day. Enter your income and your fixed bills, set a savings goal, and the app subtracts what you need to keep and spreads the rest across the days left in the month. No receipt scanning, no complicated setup, just a clear answer to the question that actually matters: "Can I afford this today?" HOW IT WORKS Most finance apps only track money after it is gone. SpendLedger works the other way around: it tells you in advance how much is safe to use. Overspend a little one day and the app quietly recalculates the days ahead, so your monthly plan still adds up. No more staring at your bank balance with a knot in your stomach, just a calm and positive way to stay in control. FEATURES - A daily safe-to-spend amount, calculated automatically - Built from your income, fixed bills and savings goal - Fast expense and income entry with categories - See your balance and spending in clear charts and graphs - Savings goals with visual progress - Manage subscriptions, rent, insurance and recurring bills - Weekly, monthly and yearly reports with full history - Reminders and notifications so you never forget to log - Home screen widget showing your balance and what is left - Export and back up your data - No bank connection and no personal details required You will have access to all these features via our premium subscription. WHO IT IS FOR - Anyone living solo, splitting money as a couple, or running a family's finances - People who want to spend with confidence until the next payday - Anyone who struggles to save and tends to overspend - Those saving for a home, a trip, retirement or an emergency fund - People who want something simple instead of complicated spreadsheets - Students, recent grads and anyone starting their first job GETTING STARTED TAKES MINUTES 1. Enter your monthly income and fixed bills (rent, subscriptions, insurance) 2. Choose the savings goal you want to reach 3. The app calculates your safe amount for today 4. Log expenses and watch your remaining amount update instantly 5. Review weekly and monthly reports, then adjust for next month WHY SPENDLEDGER? Because staying on top of your money should be easy. Logging takes seconds, and the only number you really need to look at is today's. It is simple enough that you will actually stick with it, and little by little you will build better money habits and end each month with more left over. Turn money anxiety into clarity and calm. Download SpendLedger and start managing your money, and your savings, smarter today. Terms of Service - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

CleanSlate: Credit Card Tracker & Payment Reminders Stay ahead of every credit card payment. CleanSlate connects to your accounts and shows you exactly what you owe, on which card, and when it's due, before it becomes a surprise. Your data is yours. We connect through Plaid, the same technology trusted by major banking apps, and CleanSlate never sees your bank login credentials. We don't sell your data or use it for advertising or targeting. Simple, secure, and built for clarity Bank-level security through Plaid keeps your credentials safe. We only use your data to show you your own balances and due dates. Track every card in one place See real-time balances across all your credit cards, synced automatically so you're never guessing where you stand. Never miss a due date Get reminders before payments are due, so late fees and interest charges stop catching you off guard. See where your balance really stands CleanSlate estimates your current balance between statement updates, factoring in payments and purchases as they post, not just what your last statement said. Free to start Track your cards and due dates at no cost. Upgrade to Pro or Premium to add more than 2 Plaid connections. Terms of Service: https://cleanslatetech.app/docs/terms Privacy Policy: https://cleanslatetech.app/docs/privacy