SpendLedger vs FairTally

How much can you safely spend today? SpendLedger answers that question the moment you open it. Instead of just recording what you have already spent, it shows you a daily safe-to-spend amount, so you reach the end of the month without running out of money and still hit your savings goal. SpendLedger is a simple money manager that automatically works out how much you can spend each day. Enter your income and your fixed bills, set a savings goal, and the app subtracts what you need to keep and spreads the rest across the days left in the month. No receipt scanning, no complicated setup, just a clear answer to the question that actually matters: "Can I afford this today?" HOW IT WORKS Most finance apps only track money after it is gone. SpendLedger works the other way around: it tells you in advance how much is safe to use. Overspend a little one day and the app quietly recalculates the days ahead, so your monthly plan still adds up. No more staring at your bank balance with a knot in your stomach, just a calm and positive way to stay in control. FEATURES - A daily safe-to-spend amount, calculated automatically - Built from your income, fixed bills and savings goal - Fast expense and income entry with categories - See your balance and spending in clear charts and graphs - Savings goals with visual progress - Manage subscriptions, rent, insurance and recurring bills - Weekly, monthly and yearly reports with full history - Reminders and notifications so you never forget to log - Home screen widget showing your balance and what is left - Export and back up your data - No bank connection and no personal details required You will have access to all these features via our premium subscription. WHO IT IS FOR - Anyone living solo, splitting money as a couple, or running a family's finances - People who want to spend with confidence until the next payday - Anyone who struggles to save and tends to overspend - Those saving for a home, a trip, retirement or an emergency fund - People who want something simple instead of complicated spreadsheets - Students, recent grads and anyone starting their first job GETTING STARTED TAKES MINUTES 1. Enter your monthly income and fixed bills (rent, subscriptions, insurance) 2. Choose the savings goal you want to reach 3. The app calculates your safe amount for today 4. Log expenses and watch your remaining amount update instantly 5. Review weekly and monthly reports, then adjust for next month WHY SPENDLEDGER? Because staying on top of your money should be easy. Logging takes seconds, and the only number you really need to look at is today's. It is simple enough that you will actually stick with it, and little by little you will build better money habits and end each month with more left over. Turn money anxiety into clarity and calm. Download SpendLedger and start managing your money, and your savings, smarter today. Terms of Service - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Fair isn't always 50/50. FairTally is the shared-expense app for couples and households where people earn, spend, and contribute differently. Set the split that feels fair to you, log shared costs in seconds, and always know who owes whom. Whether you're a couple with different incomes, a throuple, a polycule, or another kind of shared household, fairness is defined by the people in it, not by a rigid formula. Choose 50/50, 60/40, a split based on income, or something entirely your own. Set it once and every expense follows it. WHAT FAIRTALLY DOES - Track shared expenses such as groceries, rent, utilities, dining, and more - See instantly who paid what and who owes whom - Set custom split ratios that reflect your household's reality - Settle up using your own payment methods - Invite household members by text or email with a private link - View a full breakdown by category ONE SUBSCRIPTION FOR THE WHOLE HOUSEHOLD One FairTally Household subscription covers up to 10 members. No one pays twice. BUILT FOR MODERN RELATIONSHIPS FairTally was designed for couples, throuples, polycules, and non-traditional households. Fairness looks different for every relationship, and your expense app should reflect that. PRIVATE BY DESIGN No ads. No bank linking. Shared expenses are visible to the members of your household. We use service providers to operate FairTally, as described in our Privacy Policy. SUBSCRIPTION INFORMATION New households receive 14 days of app-managed access. This access period is provided by FairTally and is not an App Store introductory offer or free trial. After that period, the household owner can choose one auto-renewable FairTally Household subscription for up to 10 household members: - Monthly - Annual Prices are displayed in the app using your App Store region and may vary by location. Payment is charged to your Apple Account when purchase is confirmed. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Only the household owner can purchase or manage billing. Restore Purchases is available in the app. You can manage or cancel your subscription in Apple Account subscription settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fairtally.com/privacy-policy