The Wealth Operating System vs Treemap

The Wealth Operating System The Wealth Operating System is a comprehensive personal finance app that helps users build sustainable wealth through intelligent money management and financial education. Four-Bucket System Bill Vault (50%) - Funds reserved for recurring bills and obligations Life Wallet (30%) - Discretionary spending for everyday expenses Build Fund (10%) - Emergency reserves with structured savings milestones Invest Engine (10%) - Long-term wealth accumulation through systematic investing Key Features Financial Clarity - Real-time daily budget guidance, bill vault monitoring, and category-based expense tracking with visual progress indicators. Engagement Tools - Weekly financial health check-ins, streak tracking with milestone celebrations, and home screen widgets for quick account overview. Personalized Intelligence - AI-driven insights and recommendations tailored to individual spending patterns and financial goals. Financial Education - Money Systems Library with 10 educational modules, progressive investing curriculum from fundamentals to advanced strategy, and bite-sized lessons for practical application. Subscription Free - Core bucket management, basic budgeting, foundational investing education, and three money systems modules. Pro ($9.99/mo or $79.99/yr) - Complete Money Systems Library, advanced investing curriculum, AI insights, and premium analytics. Audience Young professionals, emerging investors, and individuals seeking structured financial organization with accessible education to optimize wealth-building habits. Terms of Use: https://joshuarmarsh.com/wealthos-terms.html Privacy Policy: https://joshuarmarsh.com/wealthos-privacy.html

Track your net worth, set financial targets, and see how your finances change over time. Treemap gives you a clear visual snapshot of your assets and liabilities. Add accounts in multiple currencies, save estimates, and understand what is driving your net worth. Key features: - Visual dashboard with account insights - Assets and liabilities across multiple currencies - Net worth timeline with flexible date ranges - Targets with deadlines and pacing - Account archiving and change indicators - Privacy-first design with on-device encryption Premium features: - Unlimited accounts and groups - Save net worth estimates - Full timeline history - Financial targets with deadlines - Custom reminders Your financial data is encrypted on your device and never shared with third parties. Subscription details: - Premium Monthly: paid subscription, with no free trial; renews monthly. - Premium Quarterly: 7 days free for eligible subscribers, then renews every 3 months. - Premium Annual: 7 days free for eligible subscribers, then renews annually. Free trials are available to eligible new subscribers. Payment is charged to your Apple ID at confirmation of purchase, or at the end of the free trial when applicable. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in iOS Settings > [your name] > Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://getwealthly.io/terms Privacy Policy: https://getwealthly.io/privacy Support: https://getwealthly.io/support