Comparison

Pooled Cash vs Topex Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pooled Cash

Easily collect money from friends for group expenses like trips, events, or gifts. Set funding goals, share links, and track contributions in real-time. Funds are automatically released or refunded based on the goal.

Highlights
  • Create custom funding pools
  • Shareable group links
  • Real-time contribution tracking
  • Card payments
  • Automatic refunds
  • Bank withdrawals for organizers
Features
Read full description

Stop being the debt collector in your friend group. Pooled makes it simple to collect money for trips, events, gifts, and shared purchases - without the awkward texts, spreadsheets, or wondering who actually paid. **How it works:** 1. Create a pool in under a minute. Name it, set the goal, and decide the rules upfront. 2. Share the link with your group. Everyone pays their share with a card and sees it happen in real time. 3. Relax. If you hit the goal, funds are released to the organizer's verified bank account. Fall short? Everyone gets refunded automatically. **Why Pooled is different:** - Complete transparency: Everyone sees who's in and who's paid. No guessing, no black boxes. - Clear rules from the start: Know what happens if you fall short or overfund—before the first dollar comes in. - Fair outcomes: Overfunded? The extra gets split back. Underfunded? Automatic refunds for everyone. - Pay by card: Contribute with any major debit or credit card. Payments are processed by Coinflow, a PCI-compliant provider—your card details never touch Pooled's servers. - Withdraw to your bank: Organizers link a bank account via Plaid and receive funds directly. Identity is verified to keep the platform safe. **Perfect for:** - Group trips: Bachelor parties, ski weekends, beach houses. One person books, everyone pays their share upfront. - Tickets and events: Concerts, games, group dinners. Buy the tickets when they go on sale, collect money without the spreadsheet. - Group gifts: Weddings, baby showers, retirements. Pool together for something meaningful. - Shared purchases: Anything your group needs to fund together. **Key features:** - Create pools with custom funding goals and deadlines - Invite friends via shareable links - Track contributions in real time - Card payments powered by Coinflow - Bank linking and withdrawals powered by Plaid - Identity verification for organizers who receive funds - Built-in overfunding and underfunding refund rules - Private pools for invite-only groups - Secure phone number authentication We handle the money so you can focus on the experience. No more fronting thousands and hoping you get paid back. No more spreadsheets. No more awkward "did you send it yet?" texts. Set it up once. Share the link. Get back to planning the fun stuff. Download Pooled today and stop chasing. Start pooling.

About

Topex Card

Manage your digital card, track spending in real-time, and earn exclusive rewards and cashback. This app offers secure payment management with instant notifications and advanced data protection.

Highlights
  • Secure digital card management
  • Real-time transaction tracking
  • Earn rewards and cashback
  • Redeem points
  • Instant notifications
  • Advanced security
Read full description

Topex Card brings together modern digital payments and a powerful rewards ecosystem in one intuitive app. Manage your card, track transactions in real-time, and unlock exclusive benefits—all from your phone. Key Features: • Secure digital card management • Real-time transaction tracking • Earn rewards and cashback on purchases • Redeem points across selected merchants • Instant notifications for every activity • Advanced security and data protection Whether you're shopping, managing your finances, or earning rewards, Topex Card gives you full control with a smooth and secure experience. Download now and experience a smarter way to pay and get rewarded.

Screenshots

Pooled Cash4 screens
Topex Card4 screens

Verdict

The call

The clearest difference is update cadence: Topex Card at fortnightly against Pooled Cash's every 2 months. Pooled Cash's advantage is iOS requirement (17.0 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Pooled Cash against 5.0 for Topex Card. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

Pooled Cash ships an update every 2 months, Topex Card fortnightly. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 7 level
Pooled Cash versus Topex Card: the parameters behind the verdict, then further details
ParameterPooled CashTopex Card
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Number of ratings12 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better26.0
Further details — not scored
Size12 MB25 MB
Age rating4+4+
DeveloperJoe BurkeSigma Information Technology FZCO

Customer experience

Pooled Cash

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Topex Card

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pooled Cash

No in-app purchases

None

Topex Card

No in-app purchases

Questions

Is Pooled Cash free?
Pooled Cash is free to download, with no in-app purchases.
Is Topex Card free?
Topex Card is free to download, with no in-app purchases.
Which has better reviews, Pooled Cash or Topex Card?
Pooled Cash and Topex Card are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do Pooled Cash or Topex Card have ads?
Neither Pooled Cash nor Topex Card shows ads.
Which is updated more often, Pooled Cash or Topex Card?
Pooled Cash ships an update every 2 months, and Topex Card fortnightly. Most recently, Pooled Cash was updated on November 9, 2026 and Topex Card on November 5, 2026.

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