Comparison

Pooled Cash vs Gateway Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pooled Cash

Simplify group payments and eliminate awkward conversations about money. This app allows you to create shared pools, invite participants, and track contributions effortlessly, replacing manual tracking and payment requests.

Highlights
  • Create shared payment pools
  • Invite group members
  • Track contributions
  • Eliminate manual tracking
  • Reduce awkward payment requests
Features
Read full description

Stop being the debt collector in your friend group. Pooled makes it simple to collect money for trips, events, gifts, and shared purchases - without the awkward texts, spreadsheets, or wondering who actually paid. **How it works:** 1. Create a pool in under a minute. Name it, set the goal, and decide the rules upfront. 2. Share the link with your group. Everyone pays their share with a card and sees it happen in real time. 3. Relax. If you hit the goal, funds are released to the organizer's verified bank account. Fall short? Everyone gets refunded automatically. **Why Pooled is different:** - Complete transparency: Everyone sees who's in and who's paid. No guessing, no black boxes. - Clear rules from the start: Know what happens if you fall short or overfund—before the first dollar comes in. - Fair outcomes: Overfunded? The extra gets split back. Underfunded? Automatic refunds for everyone. - Pay by card: Contribute with any major debit or credit card. Payments are processed by Coinflow, a PCI-compliant provider—your card details never touch Pooled's servers. - Withdraw to your bank: Organizers link a bank account via Plaid and receive funds directly. Identity is verified to keep the platform safe. **Perfect for:** - Group trips: Bachelor parties, ski weekends, beach houses. One person books, everyone pays their share upfront. - Tickets and events: Concerts, games, group dinners. Buy the tickets when they go on sale, collect money without the spreadsheet. - Group gifts: Weddings, baby showers, retirements. Pool together for something meaningful. - Shared purchases: Anything your group needs to fund together. **Key features:** - Create pools with custom funding goals and deadlines - Invite friends via shareable links - Track contributions in real time - Card payments powered by Coinflow - Bank linking and withdrawals powered by Plaid - Identity verification for organizers who receive funds - Built-in overfunding and underfunding refund rules - Private pools for invite-only groups - Secure phone number authentication We handle the money so you can focus on the experience. No more fronting thousands and hoping you get paid back. No more spreadsheets. No more awkward "did you send it yet?" texts. Set it up once. Share the link. Get back to planning the fun stuff. Download Pooled today and stop chasing. Start pooling.

About

Gateway Wallet

Features
Read full description

our easy, secure gateway to digital assets. Gateway Wallet makes digital money simple, secure, and easy to use — even if you’re completely new to crypto. The app is designed for everyday users who want a clear, intuitive way to manage digital assets without needing technical knowledge. With Gateway, you can store, buy, sell, send, and receive widely used digital assets — all in one streamlined experience. Every transaction is protected by modern security features including biometric authentication and encrypted cloud backup of your recovery phrase. Key Features Secure Digital Wallet Safely store and manage supported digital assets in your own non-custodial wallet. Buy and Sell Digital Assets Add funds and convert between supported assets directly in the app. Spend Your Balance Use supported financial services to spend digital assets in everyday transactions. Send & Receive Instantly Transfer assets using QR codes, wallet addresses, or shareable payment links. Scan to Pay Quickly pay by scanning QR codes that contain payment details. Multi-Chain Support Manage assets across multiple blockchain networks within one wallet. Passwordless Sign-In Log in securely using email-based authentication — no passwords required. Secure Recovery Options Your recovery phrase is encrypted and backed up to your iCloud, protected by your device biometrics. You may also store your phrase manually for additional safety. Transaction History Review transfers with clear details, including pricing information at the time of the transaction. Made for Everyone A clean, friendly interface that feels natural even for first-time digital asset users. Gateway does not provide financial advice, investment services, or guarantees of asset performance. Gateway is a secure tool for storing, transferring, and using supported digital assets.

Screenshots

Pooled Cash4 screens
Gateway Wallet4 screens

Verdict

The call

The clearest difference is iOS requirement: Gateway Wallet at 15.1 against Pooled Cash's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
Pooled Cash versus Gateway Wallet: the parameters behind the verdict, then further details
ParameterPooled CashGateway Wallet
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 4 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size12 MB72 MB
Age rating4+4+
DeveloperJoe BurkeCTX Digital

In-app purchases

None

Pooled Cash

No in-app purchases

None

Gateway Wallet

No in-app purchases

Questions

Is Pooled Cash free?
Pooled Cash is free to download, with no in-app purchases.
Is Gateway Wallet free?
Gateway Wallet is free to download, with no in-app purchases.
Do Pooled Cash or Gateway Wallet have ads?
Neither Pooled Cash nor Gateway Wallet shows ads.

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