Pooled Cash vs Nine2Five

Stop being the debt collector in your friend group. Pooled makes it simple to collect money for trips, events, gifts, and shared purchases - without the awkward texts, spreadsheets, or wondering who actually paid. **How it works:** 1. Create a pool in under a minute. Name it, set the goal, and decide the rules upfront. 2. Share the link with your group. Everyone pays their share with a card and sees it happen in real time. 3. Relax. If you hit the goal, funds are released to the organizer's verified bank account. Fall short? Everyone gets refunded automatically. **Why Pooled is different:** - Complete transparency: Everyone sees who's in and who's paid. No guessing, no black boxes. - Clear rules from the start: Know what happens if you fall short or overfund—before the first dollar comes in. - Fair outcomes: Overfunded? The extra gets split back. Underfunded? Automatic refunds for everyone. - Pay by card: Contribute with any major debit or credit card. Payments are processed by Coinflow, a PCI-compliant provider—your card details never touch Pooled's servers. - Withdraw to your bank: Organizers link a bank account via Plaid and receive funds directly. Identity is verified to keep the platform safe. **Perfect for:** - Group trips: Bachelor parties, ski weekends, beach houses. One person books, everyone pays their share upfront. - Tickets and events: Concerts, games, group dinners. Buy the tickets when they go on sale, collect money without the spreadsheet. - Group gifts: Weddings, baby showers, retirements. Pool together for something meaningful. - Shared purchases: Anything your group needs to fund together. **Key features:** - Create pools with custom funding goals and deadlines - Invite friends via shareable links - Track contributions in real time - Card payments powered by Coinflow - Bank linking and withdrawals powered by Plaid - Identity verification for organizers who receive funds - Built-in overfunding and underfunding refund rules - Private pools for invite-only groups - Secure phone number authentication We handle the money so you can focus on the experience. No more fronting thousands and hoping you get paid back. No more spreadsheets. No more awkward "did you send it yet?" texts. Set it up once. Share the link. Get back to planning the fun stuff. Download Pooled today and stop chasing. Start pooling.

Nine2Five offers a 7-day free trial. After the trial, a subscription is required to access all features: $2.99/month, $24.99/year, or $59.99 lifetime. Know exactly how much you've earned — down to the penny — while you work. Nine2Five is the pay clock calculator built for hourly workers, freelancers, and anyone paid by the hour. Clock in when your shift starts and watch your earnings tick up in real time. No more guessing, no more waiting for your paycheck to see if the hours add up. **LIVE EARNINGS TICKER** See your take-home pay grow second by second as you work. Set your hourly rate, configure your deductions, and Nine2Five handles the math automatically. **OVERTIME TRACKING** Set your OT threshold and multiplier. Nine2Five tracks your hours for the week and automatically switches to your overtime rate the moment you hit it — the app even turns amber so you know you're in OT. **PAYDAY COUNTDOWN** Always know how far away your next paycheck is. Nine2Five supports weekly, bi-weekly, semi-monthly, and monthly pay periods, with a customizable payday so the countdown is always accurate for your schedule. **BUDGET COVERAGE** Add your monthly bills and watch them get covered as you earn. Nine2Five shows exactly which expenses your paycheck has covered so far — rent, car payment, groceries and more — so you can see your money working in real time. **WORK HISTORY** Every session is logged automatically. Review your hours and earnings by day, week, or month. Add manual entries for days you forgot to clock in. **FUTURES CALCULATOR** See your projected yearly earnings based on your last 30 days. Set a savings goal and find out exactly what hourly rate you need to hit it. Whether you're working a 9-to-5, picking up shifts, or freelancing on the side — Nine2Five keeps your earnings visible, your budget covered, and your goals in sight. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/