Comparison

Debtinex vs OweTracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debtinex

Features
Read full description

Take control of your money — simply and privately. Debtinex helps you track personal debts, loans, and daily expenses in one clean app. No sign-up needed. Your data stays on your device. Sign in only if you want premium to follow you across devices. Core features (always free): • Track debts and loans • Record daily expenses • Offline-first — works without internet • No login required to track debts • Clean and intuitive interface Whether you're lending money to friends, tracking who owes you, or managing daily spending — Debtinex keeps everything organized and easy. Premium features: Unlock powerful tools to manage your finances smarter: • iCloud sync across all your devices • Monthly spending analytics • Export to CSV / Excel • Face ID / App lock Free trial Enjoy all premium features free for 30 days. Cancel anytime. Your privacy matters We don't require accounts. We don't track you. Your data stays on your device or your iCloud. Start tracking smarter today with Debtinex. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

OweTracker

Features
Read full description

OweTracker is your personal finance companion designed to help you keep track of all your personal debts and loans. Whether you lent money to a friend for lunch, split a bill, or borrowed cash, OweTracker ensures you never forget a single transaction. Key Features: • Track who owes you money and who you owe. • Organize your contacts, save favorites, and view mutual debt history. • Analyze your finances with detailed statistics and charts. • Add detailed notes, dates, and amounts for every transaction. • Secure login and private profile management. • Optimized for all modern screens, including iPhone Duo dual-column mode. • Simple, clean, and intuitive interface with sleek floating navigation. Take control of your personal finances today and never let a forgotten debt ruin a friendship!

Screenshots

Debtinex4 screens
OweTracker4 screens

Verdict

The call

The clearest difference is in-app purchases: OweTracker at none against Debtinex's 2. OweTracker also leads on iOS requirement (15.0 vs 17.6). Debtinex's advantage is update cadence (every 2 days vs every 6 weeks). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Debtinex sells 2 in-app purchases, starting at $0.99 per month. OweTracker asks for nothing beyond the download.

UpkeepUpdate frequency

Debtinex ships an update every 2 days, OweTracker every 6 weeks. Both last shipped on October 31, 2026.

Scorecard3 real differences Ā· 3 level
Debtinex versus OweTracker: the parameters behind the verdict, then further details
ParameterDebtinexOweTracker
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.0 — better
Further details — not scored
Size5 MB24 MB
Age rating4+4+
DeveloperRaxmatillo TopiboldiyevArtur Smyrnov

In-app purchases

2 purchases

Debtinex

Subscriptions2
  • Monthly premium1 Month trial$0.991 Month
  • Yearly premium$7.991 Year
None

OweTracker

No in-app purchases

Questions

Is Debtinex free?
Debtinex is free to download, with in-app purchases available.
Is OweTracker free?
OweTracker is free to download, with no in-app purchases.
Do Debtinex or OweTracker have ads?
Neither Debtinex nor OweTracker shows ads.
Which is updated more often, Debtinex or OweTracker?
Debtinex ships an update every 2 days, and OweTracker every 6 weeks. Most recently, Debtinex was updated on October 31, 2026 and OweTracker on October 31, 2026.

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