Halfsie vs Smart Retirement Planner

Split expenses without the awkwardness. Halfsie makes it easy to track shared costs with friends, roommates, and travel companions. SIMPLE EXPENSE SPLITTING Add expenses in seconds. Halfsie automatically calculates who owes what and shows you exactly how to settle up, no spreadsheets, no math, no drama. CHARACTERS, NOT SPREADSHEETS Create fun, customizable characters for everyone in your group. With over 10,000 combinations of shapes, colors, and expressions, expense tracking actually feels personal. VENMO INTEGRATION Settle up instantly with built-in Venmo links. One tap takes you directly to payment, pre-filled with the exact amount owed. WIDGETS FOR QUICK ACCESS Check balances from your Home Screen or Lock Screen. Add expenses without even opening the app using Siri, widgets, or Quick Actions. TRIP-READY Perfect for vacations, road trips, and weekend getaways. Track everything from gas to groceries to group dinners, then settle up before you even get home. ROOMMATE-FRIENDLY Split rent, utilities, and household expenses month after month. Archive old trips and keep your active house running smoothly. FREE FOREVER Unlimited groups, unlimited expenses, unlimited friends. The core features you need are always free. HALFSIE PRO Upgrade for power features: • Receipt scanning: Snap a photo and auto-extract the total • Trip statistics: See spending breakdowns by category and person • PDF & CSV export: Create expense reports for reimbursement PRIVACY FIRST Your data stays on your device. No account required. No ads. No selling your data. Privacy Policy: https://halfsie.app/apps/halfsie/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Retirement planning does not need to be complicated. Smart Retirement Planner helps you answer the biggest retirement questions with simple tools, visual projections, and practical guidance. See how much you may need, how your accounts could grow, whether your withdrawals may last, and how to bridge the gap before Social Security begins. Built for real life. Built for privacy. No account required. Who is it for? • Adults planning for retirement • 401(k), IRA, Roth IRA, and brokerage account holders • People who want clarity without financial jargon • Anyone looking for a focused retirement planning toolkit instead of a complicated retirement suite Start with a personalized retirement overview that brings everything together in one place. • Plan Strength score with coaching • On Track, Getting Close, or Needs Attention guidance • Savings goal and projected balance • Estimated retirement income • Chance of reaching your goal using Monte Carlo simulation • Typical outcome range across market scenarios • Retire later comparisons • Saved scenarios for easy planning Discover how much you may need for retirement and what you should save each month to reach your goal. • Inflation adjusted spending goals • Monthly savings targets • Funding gap analysis • Catch up guidance when you are behind schedule 401(k) Growth Planner Project the future value of your retirement accounts. • Paycheck contributions • Employer matching contributions • Match limits and caps • Expected growth assumptions • Expense ratio impact Explore retirement income strategies and test whether your savings may support your lifestyle. • Monthly withdrawal planning • 4% rule benchmark comparisons • Estimated taxes on traditional account withdrawals • Required Minimum Distribution estimates • Longevity projections for your savings Retire before Social Security starts and understand how to fund the gap. • Retirement age vs. claiming age comparisons • Pension and other income support • Income gap calculations • Post Social Security income coverage Smart Features • Live updates as you adjust inputs • Full horizon projection charts • Monte Carlo market simulations • Personalized coaching and plan strength insights • Welcome setup that pre fills planners from your information • Gentle plan aware reminders that adapt to your progress Try each planner with free previews. Upgrade once to unlock: • Unlimited planner runs • Printable PDF retirement worksheet • Combined summary of your Plan, 401(k), Withdrawals, and Social Security Bridge • Assumptions, charts, and Monte Carlo legend Your Privacy Matters Smart Retirement Planner stores your information on your device. • No account required • No cloud planning service • No selling your personal financial information • 100% private on device experience Important Disclaimer Smart Retirement Planner is educational estimation software intended for informational purposes only. It does not provide financial, investment, tax, or legal advice. All projections and simulations are estimates and should not be considered guarantees of future results.