MyFinance Pro vs Budler

MyFinance Pro is a private finance app for iPhone, iPad and Mac. It helps you manage loans, credit cards, borrowings, expenses, income, budgets and goals. Your financial data stays under your control: no ads, no tracking, no registration. Use the app locally on your device or enable iCloud sync. Loans, borrowings and credit cards • Add loans, borrowings and credit cards with amount, interest rate, currency and notes • Choose a model: installment plan, classic annuity, declining balance payments, interest with final repayment, balloon loan or credit cards • Track remaining debt, payment history and billing month • View interest by day, month and year, plus interest and repayment shares • Add monthly payments automatically • Create calendar reminders Expenses and income • Track monthly expenses and income • Use ready-made categories or create your own with names, icons and subcategories • Set recurrence: monthly, quarterly, semi-annually or annually • Specify payment method: cash, transfer, account debit, debit card or credit card • Temporarily disable items without deleting them • Keep separate records for each profile Budget and savings pots • Create budget envelopes to control limits • Plan expenses by category and track the remaining amount • Create savings pots for goals such as vacation, tech, renovation, reserve fund or a major purchase • Set a target, track progress and move money in or out • View saved amount, remaining amount to the goal and goal status • Analyze your budget with charts and breakdowns Profiles • Create profiles for personal finance, family, business, projects or other purposes • Each profile has its own loans, credit cards, expenses, income, budgets, savings pots, opening balances, categories and subcategories • Switch between profiles without mixing data • Customize the profile name, icon and color • Create, edit, rename and delete profiles Financial overview • Income, expenses, loan payments and monthly balance • Remaining debt, capital and carry-over from the previous month • Separate calculations by currency • Opening balance and support for multiple currencies, including EUR, USD, GBP and others • Active profile, quick profile access, budget cards and savings pot cards Privacy and security • No ads • No tracking • No registration • Data can be stored only locally on the device • Optional sync via your personal iCloud • Separate data sync by profile • Lock with Face ID, Touch ID, device passcode or app password • Hide amounts for glance protection • Export and import local backups • Import a backup into the active profile or a new profile • Export to CSV, PDF and print Interface • Supports iPhone, iPad and Mac • Convenient navigation on iPhone and sidebar on iPad • Customizable profiles with icons and colors • Supports 18 languages Interface languages: Danish, German, English, Spanish, French, Italian, Hungarian, Dutch, Norwegian, Polish, Portuguese, Romanian, Finnish, Swedish, Russian, Turkish, Ukrainian and Czech. Note: MyFinance Pro does not replace financial advice. Legal notice: MyFinance Pro is a tool for information and organization. It does not provide financial, tax or legal advice, and its use does not create any advisory obligation. No liability is accepted for decisions made based on the app. Data and calculations are provided without warranty; only the documents and calculations of the relevant providers and contracting parties are legally binding.

Budler is for you. It's the personal finance app for people who want real answers, not reassurance. Budler is a free expense tracker, budget planner, and spending tracker for daily money management. Track expenses in seconds, plan a monthly budget, monitor bills and subscriptions, split spending across multiple accounts, and set savings goals you'll actually hit. FEATURES • AI Coach: Pick a personality — Supportive, Brutal, or Gen Z (plus Premium personalities BrainRot, Wealthy Mentor, and Romantic) — and get spending feedback that actually matches your mood. • Hours of Life (Premium): See every expense converted into hours of your income, not just dollars. A $45 dinner hits different when it reads "10.8 hours of your life." • Multi-Currency: Log expenses in any currency while travelling or spending abroad — Budler converts and tracks everything in your base currency automatically. • Budget Buckets: Split a monthly budget across spending buckets and track real-time spending against each one. • Bill & Subscription Tracking: Never get blindsided by a recurring charge again. • Savings Goals: Set a target, watch your progress grow, and check it off when you hit it. • iCloud Backup: Back up and sync your data across your devices — free, no subscription — or keep everything fully offline as a private money manager. • Works Offline: Every expense saves to your device first. No account, no sign-up, no bank login. BUDLER PREMIUM — ONE PAYMENT, YOURS FOREVER • 3 AI coaching sessions a month (the free plan includes 1) • Create, edit, and delete your own budget categories • Up to 3 accounts — Personal, Business, Joint, side by side • Hours of Life • BrainRot, Wealthy Mentor, and Romantic coach personalities No subscription. No recurring charge. One single purchase. Most finance apps are too gentle to actually change your habits. Budler isn't. Download Budler — the expense tracker and budget planner with an AI coach that judges you, in a good way.