Comparison

Moneo vs Capital Wizard

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Moneo

Features
Read full description

Apple Pay payments recorded automatically Shared budgets and detailed analytics 64 currencies with up-to-date exchange rates EVERY APPLE PAY PAYMENT โ€” TRACKED - One quick shortcut, and every payment with your phone becomes a transaction - Works with any card in Wallet - Amount and category are filled in automatically, even without opening the app ADD EXPENSES BY VOICE OR PHOTO - Say "taxi 15 and coffee 4" โ€” Moneo creates two transactions - Snap a receipt โ€” Moneo detects the amount and category IMPORT BANK STATEMENTS - Import statements from your bank in CSV or Excel format - Columns, accounts and categories are detected automatically - Re-importing the same file never creates duplicates - Everything is processed on your device SET YOUR OWN BUDGETS - Category limits and an overall budget with a clear progress bar - See what's left to spend, your spending pace and an end-of-month forecast - Charts and balance trends for any period SUBSCRIPTIONS UNDER CONTROL - All recurring payments in one place: subscriptions, rent, phone bills - Moneo reminds you before each charge - Standard periods or a custom interval AUTO-RULES - Set a rule once: "Walmart" โ†’ Groceries, "Uber" โ†’ Taxi - New transactions with that description get the right category automatically SHARED TRACKING Track finances with your partner or family โ€” changes appear instantly on every phone. Separate spaces for personal, family and work finances or travel. AND MORE Offline mode, start without signing up, transfers between wallets, refunds, tags, custom icons and emoji for categories, calculator in the amount field, archive, backups, Excel export, Face ID, light and dark themes. FREE OR MONEO PRO Free: 1 space, 5 wallets, 3 recurring transactions, 3 auto-rules, Apple Pay tracking, statement import, budgets and analytics. Moneo Pro โ€” 14-day free trial: voice input, receipt scanning, shared spaces with a partner, unlimited spaces, wallets, recurring transactions and auto-rules. Family Sharing is supported โ€” one subscription for your whole family group. Terms of Use: https://moneo.com.ua/en/terms Privacy Policy: https://moneo.com.ua/en/privacy-policy

About

Capital Wizard

Features
Read full description

Capital Wizard is your all-in-one financial command center. Track transactions, manage assets, monitor budgets, and gain insights into your financial life โ€” all in one beautifully designed app. Whether you're managing personal finances, a family budget, a side project, or investment portfolios, Capital Wizard adapts to your needs with powerful multi-organization support. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Moneo4 screens
Capital Wizard4 screens

Verdict

The call

The clearest difference is update cadence: Moneo at every 3 days against Capital Wizard's every 5 weeks. Capital Wizard's advantage is iOS requirement (16.6 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Moneo sells 4 in-app purchases, starting at $2.99 per month and Capital Wizard sells 7 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Moneo ships an update every 3 days, Capital Wizard every 5 weeks. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

Scorecard2 real differences ยท 4 level
Moneo versus Capital Wizard: the parameters behind the verdict, then further details
ParameterMoneoCapital Wizard
PriceFreeFree
Update frequencyEvery 3 days โ€” betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad โ€” better
Requires iOS18.016.6 โ€” better
Further details โ€” not scored
Size89 MB4 MB
Age rating4+4+
DeveloperSergey SotsKAPPS LLC

In-app purchases

4 purchases

Moneo

Subscriptions4
  • Moneo Pro7 Days trial$2.991 Month
  • Moneo Pro Family7 Days trial$4.991 Month
  • Moneo Pro14 Days trial$23.991 Year
Show 1 more
  • Moneo Pro Family14 Days trial$39.991 Year
7 purchases

Capital Wizard

Subscriptions3
  • Monthly Wallet Credit USD 10$9.991 Month
  • Monthly Wallet Credit USD 25$24.991 Month
  • Monthly Wallet Credit USD 50$49.991 Month
One-time4
  • Wallet Credit โ€” USD 10$9.99
  • Wallet Credit โ€” USD 20$19.99
  • Wallet Credit โ€” USD 50$49.99
Show 1 more
  • Wallet Credit โ€” USD 100$99.99

Questions

Is Moneo free?
Moneo is free to download, with in-app purchases available.
Is Capital Wizard free?
Capital Wizard is free to download, with in-app purchases available.
Do Moneo or Capital Wizard have ads?
Neither Moneo nor Capital Wizard shows ads.
Which is updated more often, Moneo or Capital Wizard?
Moneo ships an update every 3 days, and Capital Wizard every 5 weeks. Most recently, Moneo was updated on October 31, 2026 and Capital Wizard on October 28, 2026.

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