Moneo vs Baguni

Apple Pay payments recorded automatically Shared budgets and detailed analytics 64 currencies with up-to-date exchange rates EVERY APPLE PAY PAYMENT — TRACKED - One quick shortcut, and every payment with your phone becomes a transaction - Works with any card in Wallet - Amount and category are filled in automatically, even without opening the app ADD EXPENSES BY VOICE OR PHOTO - Say "taxi 15 and coffee 4" — Moneo creates two transactions - Snap a receipt — Moneo detects the amount and category IMPORT BANK STATEMENTS - Import statements from your bank in CSV or Excel format - Columns, accounts and categories are detected automatically - Re-importing the same file never creates duplicates - Everything is processed on your device SET YOUR OWN BUDGETS - Category limits and an overall budget with a clear progress bar - See what's left to spend, your spending pace and an end-of-month forecast - Charts and balance trends for any period SUBSCRIPTIONS UNDER CONTROL - All recurring payments in one place: subscriptions, rent, phone bills - Moneo reminds you before each charge - Standard periods or a custom interval AUTO-RULES - Set a rule once: "Walmart" → Groceries, "Uber" → Taxi - New transactions with that description get the right category automatically SHARED TRACKING Track finances with your partner or family — changes appear instantly on every phone. Separate spaces for personal, family and work finances or travel. AND MORE Offline mode, start without signing up, transfers between wallets, refunds, tags, custom icons and emoji for categories, calculator in the amount field, archive, backups, Excel export, Face ID, light and dark themes. FREE OR MONEO PRO Free: 1 space, 5 wallets, 3 recurring transactions, 3 auto-rules, Apple Pay tracking, statement import, budgets and analytics. Moneo Pro — 14-day free trial: voice input, receipt scanning, shared spaces with a partner, unlimited spaces, wallets, recurring transactions and auto-rules. Family Sharing is supported — one subscription for your whole family group. Terms of Use: https://moneo.com.ua/en/terms Privacy Policy: https://moneo.com.ua/en/privacy-policy

Taking control of your finances shouldn't feel like a second job. Baguni is your intelligent financial assistant, designed to turn scattered receipts and hidden recurring charges into a crystal-clear picture of your spending. Whether you're trying to organize daily expenses or track down forgotten subscriptions, Baguni does the heavy lifting for you. Just snap a photo or connect your inbox, and let AI handle the rest. Why You'll Love Baguni: Instant AI Receipt Scanning: Ditch the manual entry. Snap a receipt and Baguni instantly extracts the store, date, total, and line-by-line items. Smart Subscription Tracker: Stop paying for things you don't use. Securely scan your inbox to automatically spot recurring payments and upcoming bills. Effortless Email Import: Automatically fetch digital receipts and invoices straight from your email to keep your spending history up to date. Visual Budgets & Reports: Understand exactly where your money goes with beautifully clean, easy-to-read monthly insights. Line-Item Clarity: Go beyond basic categories. See exactly what you bought, not just where you shopped. Privacy First: Your financial data is securely protected with industry-standard authentication, keeping your personal information safe. Built for those who want a powerful, practical way to understand their everyday spending—without the headache of maintaining a manual spreadsheet. Download Baguni today and experience effortless financial clarity.