Beaver vs WealthMap

Your net worth. One number. Total privacy. Beaver is a net worth tracker built for people who want clarity without connecting their banks. Monthly check-ins take 10 minutes. No spreadsheets. No data harvesting. WHAT YOU GET NET WORTH DASHBOARD Your total wealth at a glance, with month-over-month change and multi-month trends. Know exactly whether you're getting richer. ALLOCATION TREEMAP Visual breakdown by account type, currency, or liquidity. See where your money actually lives - cash, investments, real estate, crypto. FX IMPACT ANALYSIS Hold EUR savings in a USD life? Beaver separates real growth from currency movement so you know what's actually happening. 40+ currencies supported. PARTNER VIEW Connect with someone you trust via a 6-character code. Both see combined net worth - privately, with bidirectional encryption. No shared passwords. No shared bank access. No other net worth app does this. NET WORTH GOAL Set a target. Track progress. Simple motivation without the anxiety of daily checking. LIQUIDITY INTELLIGENCE Classify assets as Liquid, Semi-Liquid, or Illiquid. Know how much of your wealth you could actually access tomorrow. IMPORT YOUR HISTORY. EXPORT ANYTIME. Already tracking in a spreadsheet or notes app? Bring your full history into Beaver - paste your data into any AI assistant and it converts it to the right format in seconds. And if you ever leave, your data exports as CSV in one tap. No lock-in. Ever. MONTHLY REMINDERS Set a push notification for your preferred day and time. One-tap snooze if you're not ready. Or add a recurring event directly to your Apple or Google Calendar - whichever fits your routine. WHY NO BANK CONNECTION? Bank connections break when banks update their systems. They require constant re-authentication. They're heavily US-centric - if you bank internationally, hold assets across countries, or use a less common institution, most apps either don't support your bank or support it poorly. Beaver's monthly check-in model works with any bank, any country, any account type. Under 10 minutes a month. You stay completely private. PRIVACY Your data is stored locally via SwiftData. iCloud sync uses CloudKit - Apple's infrastructure. AES-256-GCM encryption means not even Apple sees your balances in plaintext. Your key stays in your iCloud Keychain. Only you can decrypt. FREE VS PRO Free forever: Unlimited accounts, unlimited check-ins, all charts, allocation treemap, FX impact analysis, multi-currency support, liquidity classification, net worth goal, CSV import and export, monthly reminders. Beaver Pro: Encrypted partner sharing. Monthly or annual. Cancel anytime via your Apple ID. BUILT FOR - FIRE community members tracking path to financial independence - Expats holding assets across currencies and countries - Anyone who wants financial transparency with someone they trust - Anyone who's outgrown spreadsheets but distrusts bank-sync apps Privacy Policy: beaverwealth.co/privacy Terms of Service: https://beaverwealth.co/terms

Your wealth is more than your investment portfolio. Bring your property, pensions, investments, cash and debts into one clear picture—and understand where you stand. No bank connection required. YOUR ENTIRE WEALTH. ONE CLEAR VIEW. Follow your net worth over time, explore your portfolio mix and see the assets and debts behind your balance. Track stocks, ETFs, funds, crypto, gold, property and more, with multiple currencies and price updates for supported investments. KNOW YOUR WEALTH AGE Put your financial progress in perspective. Wealth Age starts with your actual age and considers seven financial and tracking factors, including growth, debt health, liquidity and savings. Explore what shapes your reading and follow it over time. It is a model estimate, not a retirement age or population ranking, and needs at least two valid balance snapshots spanning 14 days for a full result. UNDERSTAND WHAT CHANGED Your Briefing connects recorded changes with the details behind them. Explore the evidence, review gaps in your records and open the relevant holdings. On compatible devices, Apple Intelligence helps select relevant observations, with AI processing on your device. A calculated Briefing is available without Apple Intelligence. MAKE RETIREMENT A PLAN Explore financial independence with the FIRE planner. Adjust spending, savings, retirement age and assumptions to compare possible paths. See how accessible investments and pension access fit together. Set wealth goals and explore future wealth projections as your plans evolve. GIVE EVERY ASSET ITS PLACE Record property valuations and keep supporting documents together. Compare recorded changes with available property-market indices. Review investment holdings and manage your assets and liabilities with clearer detail screens. KEEP TRACK OF YOUR INCOME Record dividends, interest, rent and other investment income. See recorded payments separately from amounts expected from your schedules. Income entries keep a history; they do not automatically change account balances or investment holdings. LESS ADMIN. MORE PERSPECTIVE. • Review cash flow and recurring activity. • Import supported broker CSV files. • Keep useful figures close with Home Screen widgets. • Export PDF reports and CSV records. • Find holdings through Spotlight and use Siri shortcuts. PRIVATE BY DESIGN No WealthMap account required. Records are stored on your device, with private iCloud sync across your devices. Protect access with Face ID or Touch ID. ACCESS AND REQUIREMENTS Continued access requires a monthly or annual subscription, or a one-time lifetime purchase. Prices and any eligible introductory offers are shown before purchase. Subscriptions renew automatically unless cancelled. The app interface is in English. Apple Intelligence features require a compatible device, iOS 26 or iPadOS 26 or later, and Apple Intelligence enabled. Siri phrases are currently in English. Projections and property indices are estimates, not guarantees or individual property valuations. WealthMap is a tracking and planning tool, not financial advice. Privacy Policy: https://buildforward.eu/wealthmap#privacy Terms of Use: https://buildforward.eu/wealthmap#terms